100 million mortgage loan details / What are the deposit installments?

According to Tejarat News, ‌ although the amount was supposed to be Mortgage loan In Tehran, it should decrease, but the director general of public relations of the Central Bank should increase the facilities Housing deposit assistance Announced the approval of the amount of the mortgage loan by the Monetary and Credit Council.

What is the amount of the mortgage loan?

As the Central Bank has announced on its official website, the amount of the mortgage loan is between 40 and 100 million Tomans. The amount of rent mortgage in Tehran reached 100 million tomans, which is an increase of 30 million tomans compared to last year.

The amount of Ibn Wam is 70 million Tomans in provincial centers and 40 million Tomans in cities with more than 200,000 people.

What are the mortgage loan installments?

Still the exact amount Mortgage loan installments Has not been announced. But as the central bank has announced, the repayment period of the mortgage loan has increased from three to five years. On the other hand, the interest on mortgage loan facilities has not been announced. But it was recently announced that mortgage interest rates have risen from 13 percent last year to 18 percent.

Accordingly, we have to wait and see the installments Mortgage loan How much is. But it seems that the mortgage loan installments in Tehran are about two million tomans. Because although the interest rate of this loan has increased compared to last year, but the repayment period of the loan has also increased from three to five years.

It was previously announced that the amount of the mortgage loan in Tehran is 60 million Tomans and the installments of this وام It should be 1.5 million Tomans. Now the amount of Tehran mortgage loan has reached 100 million Tomans and the installments of this loan in Tehran will probably be about two million Tomans per month.

The loan installment of 70 million Tomans for a housing deposit is probably about 1.5 million Tomans per month. The amount of a 40 million Toman housing rent loan must be less than one million Tomans.

Terms of receiving a mortgage loan

Last year special conditions for Get a mortgage loan It was announced that only people who are heads of households and their form C is green could take out a mortgage loan. This means that they have not used government housing facilities before.

On the other hand, applicants for this loan must have a one-year lease and must not have received the facility until the moment the loan application is submitted.

It was also announced last year that applicants received Mortgage They have to upload their tracking code and contract in the real estate and housing system. Of course, the Ministry of Roads and Urban Development has not yet introduced the registration site for this bank loan. Applicants must therefore wait for the bank’s order for the time being.