Also, Gharz-ul-Hasna facilities constitute 8.4% of the total facilities granted by Gharz-ul-Hasna banks and credit institutions, and the main volume of bank facilities is related to Murabaha with 29.9% and installment sales with 20%.
Numerically, at the end of August of this year, 2261.6 thousand billion Rials of the total facilities granted by banks and credit institutions in the country was Qarz al-Hasna, which shows an increase of 11.5% compared to March of this year, which was 2029.2 thousand billion Rials. Gives.
Status of commercial banks
According to this report, the facilities paid in the country’s commercial banks at the end of August 1400 were different, so that 13.6% of the loans of commercial banks were Qarz al-Hasna, which amounted to 567.2 thousand billion rials. The amount of loan facilities granted to commercial banks in March of last year was 497.1 thousand billion rials.
In the country’s commercial banks, the major share of payment facilities such as banks and credit institutions related to installment sales is 29.3%, which amounted to 1219.4 thousand billion rials at the end of August 1400. This amount was equal to 1203.5 thousand billion Rials in March of 1999.
Also, 19.4% of the facilities of commercial banks amounting to 808.6 thousand billion Rials at the end of August were allocated to Murabaha facilities, which was 618.7 thousand billion Rials in March of the previous year.
Status of specialized banks
Also, the study of the performance of specialized banks in paying facilities to different sectors at the end of August 1400 shows that 5% of the granted facilities amounted to 204.2 thousand billion Rials in the form of Qarz al-Hasna, which was 200.7 thousand billion Rials at the end of last year.
The largest part of the facilities paid in specialized banks of the country is related to installment sales, so that at the end of August of this year, 41.5% of the total facilities granted by these banks amounting to 1665.9 thousand billion rials were in installment sales, and this figure in March The year 99 was 1681 thousand billion rials.
Specialized banks have also paid significant facilities in the civil partnership sector, so that 16.6% of the total facilities resources of these banks at the end of August 1400 in the amount of 674.2 thousand billion rials have been paid in this sector.
Status of Non-Governmental Banks and Credit Institutions
In the sector of non-governmental banks and credit institutions, 7.8% of the facilities paid at the end of August 1400 in the amount of 1490.2 thousand billion Rials as a good loan and 35.4% of the total credits provided to the applicants in the Murabaha sector amounted to 6774.3 thousand. It has been a billion rials.