EconomicalHousing

850 million Toman loan to buy a house / Who are the beneficiaries?


According to Tejarat News, according to the spokesman of the Guardian Council, the “Family Protection and Youth Plan” was not considered unconstitutional and unconstitutional after the Guardian Council removed the objections and ambiguities of the Guardian Council. In fact, the plan is finalized and notified to the government for implementation.

As part of this plan, facilities and support for childbearing are provided.

According to this law, the ceiling of housing facilities for purchase, construction and forgery will increase by 25% per child. The repayment period is also two years longer for each child.

In Tehran, the ceiling of individual housing facilities is 200 million Tomans, forged individual housing is 80 million Tomans, for couples is 400 million Tomans and forged couples is 80 million Tomans. That means a Tehran couple can earn 480 million tomans Mortgage To take.

According to the population youth plan, a loan equal to 25% of the mortgage ceiling is paid per child. According to the ceiling of 480 million Tomans, the amount of this loan is estimated at 120 million Tomans per child.

Therefore, a family with three children will receive a total of 360 million Tomans in childbearing mortgage, which with 480 million Tomans in a couple’s mortgage, the total loan amount is estimated at 840 million Tomans.

The government also has a duty to provide land or housing units with a maximum area of ​​200 meters for families whose third child is born, which has a two-year respite and installments in eight years.

Another project that is considered as an incentive for childbearing is a loan of 150 million Tomans. Families who have a third child from 99 onwards can Mortgage Get 150 million Tomans for deposit, purchase or construction of housing.

The installments of this loan are 20 years and the condition for receiving it is that the family is homeless.

It is also possible for families to re-use government housing facilities after the birth of a third child.

Families are also given the right to use the land for the purpose of production, agriculture and employment after the birth of their third child. For these families, a 25% discount on the transfer fee with a fifty percent increase in the repayment period is considered.

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