Announcement of banks that provide mortgage loans / System malfunction fixed

According to Tejaratnews, the registration for receiving housing deposit assistance facilities began in mid-June, when the registration deadline was announced at the end of September, but finally, following the increase in the number of housing deposit loan applicants, the Central Bank as the main trustee to pay these facilities on 11 October 1400 A circular was issued regarding the extension of the registration deadline for the loan applicants until the end of December, and in this circular, the banks operating the mortgage loan were required to pay these facilities by the end of February.

According to this report, all tenants who are eligible to receive housing deposit assistance facilities can register in the system. tem.mrud.ir Visit.

The challenge of selecting banks to operate a mortgage loan

During the past weeks, the applicants had several problems with this system, and the registration in the selection stage of the bank and the branch remains incomplete due to the bank’s credit expiration message, but it seems that this problem has been resolved.

Now this problem has been solved and in the stage of selecting the banks operating the mortgage loan, the applicants can choose from Saman, Tourism, Pasargard, New Economy, Ayandeh, Shahr, Kowsar, Sepah, Export, Trade, Mellat, Parsian, Entrepreneur, National banks. And nations, select the bank of their choice and complete their registration process.

Do banks cooperate?

In this regard, Mahmoud Mahmoudzadeh, Deputy Minister of Housing and Construction, clarified about the measures taken to solve the problems in this system: the introduction of quotas to various banks, but the banks claimed that their credits had expired. The Central Bank is following up on all these issues, and currently the Ministry of Roads and Urban Development is following up and corresponding to the payment of facilities by various banks and branches.

He continued: “The Ministry of Roads and Urban Development is taking the necessary measures to pay the facilities to the applicants, and to facilitate the payment of the mortgage loan, we have tried to make the measures easier for individuals and quotas to all banks whose names are mentioned in this section.” It is allocated and all cases must be followed up by banks and branches.

The Deputy Minister of Housing and Construction explained: “Previously, according to the negotiations we had, it was announced that the banks will cooperate and make the payment terms easier.”

Problem of the guarantor to get a mortgage loan

Rezaei Kochi, the head of the Civil Commission of the Majles, also said about the problem of guarantors for receiving mortgage loans: “Unfortunately, there is a very serious problem by banks in the field of payment of facilities and having two guarantors, but this issue must be discussed in the next 10 days.” We raise.

He added: “In the new law, it was announced that up to 30 million Tomans only with a check or promissory note, applicants can receive the facility, and therefore having two guarantors for a loan of 70 million Tomans has become very problematic for applicants and tenants.”

Source: Young Journalist Club

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