Apply the age limit for paying a mortgage loan
According to Tejarat News, yesterday, 1 Azar 1400, Mahmoudzadeh had said about the control of the rental market and the policies of the Ministry of Roads and Urban Development: There is no law to control the rental market and therefore there is no supervision, because supervision is the result of the law. In the rental sector, in order to manage the current situation, for the past two years, 1399 and 1400, due to the corona, we obtained two significant mortgage loans from the National Corona headquarters, which were given to the tenants.
He reminded: Last year, more than 4,800 billion tomans were paid to more than 230,000 tenant families. This year, the number approved by the National Corona Headquarters for mortgage loans is about 10 thousand billion tomans, of which about 50% has been paid.
Mahmoudzadeh called the development of professional leasing regulations one of the ministry’s programs in organizing the rental market and said: “For the first time, the professional leasing regulations were developed by the Ministry of Roads and Urban Development, which is currently in its final stages in government and specialized government commissions.”
The Deputy Minister of Roads and Urban Development pointed out: There are several basic sectors in the professional rental industry, which include the entry of organizations and supportive and social institutions to produce rental housing. Rental housing units are fully priced because they are government-sponsored and include 99-year leased land, low-cost facilities and other incentives.
Although the Ministry of Roads and Urban Development has an operational plan to support the country’s tenants, banks, as one of the important pillars, do not cooperate much with these plans. As mentioned, according to the decision of the National Corona Headquarters, the mortgage loan with two conditions of marriage (head of household) and the official lease must be paid to the applicants.
But recently, some operating banks (Bank S.) have announced a new and, of course, strange condition for paying a deposit loan. Has passed the age of 70 and is not eligible for a mortgage loan!
One of the applicants for this loan said: after a few months of running, the loan application was completed to the bank branch of S. We applied, but the relevant official stated that “the applicant is over 70 years old and the deposit loan will not be granted to him.”
He stated: We have all the required documents and a valid guarantor to receive the loan, but unfortunately the central branch of Bank S. “The age of the applicant is high and we do not give the loan,” he says in Andimeshk.
He added: the loan is 25 million Tomans and due to this issue, when we extended the contract, we told the landlord that we would add the loan to the mortgage of the residential unit. کردن.
Source: Tasnim