Central Bank: The credit of the mortgage loan has expired

According to Tejarat News, Shahrzad Daneshmandi, director of the Central Bank’s credit department, says: “Loans will not be paid to half of the applicants for housing deposit facilities.”

Central Bank: So far, we have deposited 13,000 billion tomans in loans

Announcing that the registration system for housing deposit facilities is managed by the Ministry of Roads and Urban Development, he added: “So far, about 130,000 billion rials, more than the quota set by the Corona headquarters, registration of housing deposit facilities has been done and banks have no obligation to pay.” The facility does not exceed the quotas set by the Corona Headquarters.

He said that the reason for the banks’ difficulty in paying the housing deposit facility is the filling of the set quota and said: the number of people in the queue has doubled the set quota and the applicants who have not been able to obtain the facility will be dissatisfied.

The director of the Central Bank’s credit department added: “Despite the fact that the 12% housing quota facility quota has been completed, the loan registration system is still open by the Ministry of Roads and Urban Development, which will not lead to the granting of facilities.”

Deputy Minister of Roads and Urban Development: Completion of bank credit is not acceptable / 4 thousand billion tomans have been paid so far

Meanwhile, the Deputy Minister of Housing and Construction of the Ministry of Roads and Urban Development says: According to the latest statistics, 1,685,000 people have so far registered to receive deposit loans, of which 640,000 have been introduced to banks and 142,000 They have received facilities.

Mahmoud Mahmoudzadeh said: “At the beginning of the year, we had correspondence with the National Headquarters against Corona to pay the mortgage loan, and this headquarters has provided facilities for paying the mortgage loan to the banks.” About 10 thousand billion tomans of credit was considered for mortgage loans, of which only 45%, which is equivalent to 4 thousand billion tomans, has been paid by banks so far.

The Deputy Minister of Housing and Construction of the Ministry of Roads and Urban Development said: “It is not acceptable at all that the bank credit for the payment of housing deposit facilities has been completed.” There may be a need for reconsideration between bank branches and we correspond to get credit, but it is not at all acceptable that all bank branches have run out of credit.

The text of the Corona headquarters resolution on deposit loans

At the end of June this year, the National Corona Headquarters announced and approved the budget ceiling for housing deposit facilities of 10 thousand billion tomans.