Which banks give mortgage loans?
According to Tejarat News, the applicants for mortgage loans received a message of expiration of credit during the last three days after registering in the system of the Ministry of Roads and Urban Development and reaching the stage of selecting a bank. They say that it is not possible to complete the registration process of the deposit loan.
In this, some applicants have been able to get their documents Mortgage loan Complete and select the desired bank but; After visiting the bank, they were faced with announcing a budget deficit.
Banks are facing budget deficits due to direct and indirect government interference, accumulated debts of government agencies, which can be seen in the effect of budget deficits in non-payment of loans and increase in interest on bank deposits.
Business News follow-up shows that currently the banks of Entrepreneur, Tourism, National, Nations, Sepah, Ayandeh, Parsian, Pasargad, New Economy, City, Export are among the banks that do not pay deposits.
But tenants can borrow from several banks with special conditions. According to Trade News, only the banks of the city, Saman and Mellat have a limited budget to pay the mortgage loan. The condition for receiving loans from these banks is that the applicants check the system of the Ministry of Roads and Urban Development on an instantaneous basis.
Saman Bank operator tells Tejarat News: At present, Saman Bank has a very small budget for Mortgage loan Applicants can register their application by daily and hourly review of the Ministry of Roads and Urban Development system.
Bank Mellat operator says: At present, Bank Mellat has a small budget to pay mortgage loans, but applicants can register and follow up their application on a daily and hourly basis by the Ministry of Roads and Urban Development.
“The only way to get a mortgage loan is to check the website of the Ministry of Roads and Urban Development on a daily and hourly basis, and normally you should not expect a loan to be allocated once you apply,” the Shahr Bank operator told Tejaratnews.
According to banking experts, lack of budget is the most important problem of banks. Government decrees have made it more difficult for banks to repay any loans.