About health insurance, cooperative insurance
The company is known as the first provider of individual health insurance; The following is a look at the statements of cooperative insurance managers regarding health insurance:
Younes Mazloumi, CEO: “Individual supplementary insurance will not be loss-making, unlike group health insurance in the insurance industry” and “Individual health insurance is one of our strategic products”; “The issuance of this insurance policy is also online.”
Mohammad Babakordi, Acting Technical Assistant: In the field of health insurance, the family health insurance of the Cooperative Insurance Company is currently serving as one of the few providers in this field in the insurance industry.
Mohammad Hossein Yousefi, Head of Life Insurance Management: The life insurance holder can enjoy health insurance services including dental, paraclinical, hospitalization and surgery, and the coverage of “medical counseling costs” will be added to this insurance policy soon.
Maryam Qandour, Director of Representatives and Brokers: Individual treatment insurance and business stoppage caused by the company’s epidemic can be sold in absentia through Dr. Bimeh’s site, and more than 50% of the company’s individual treatment insurance is sold through this Be; Also, each insured cooperative insurer will receive its compensation in less than one month in health insurance.
It is worth mentioning that regarding health insurance, Younes Mazloumi, CEO of the company believes that “Currently, about 10 million people in Iran have supplementary health insurance, which is a good number and today the insurance industry has accepted part of the costs of the treatment sector and the Ministry of Health. Most of these services should have been provided to the community by the health sector. Complementary health insurance has been unprofitable and unprofitable for the insurance industry for many years, and not only does it not benefit the insurance industry, but it also subsidizes it. “While providing all kinds of medical services with adequate subsidies is the duty of the government.”
However, regarding the services provided by the cooperative insurance in the medical sector, he states that “today, almost the basic insurance covers only 10% of the medical expenses and 90% of the medical expenses are paid by the supplementary insurance. Since 1997, in addition to providing supplementary group health insurance, we also cover individuals individually, and fortunately, those who were covered have the highest level of satisfaction, and among all our customers, the highest level of satisfaction is from those who have supplementary insurance. “They bought an individual, and 100 percent of those who bought supplementary insurance from us in 1997 and 1998 renewed their insurance the following year.”
He had previously stated that with the favorable strategies adopted in cooperative insurance, the company has succeeded in “planning in such a way that the field of cooperative insurance treatment becomes a profitable field by offering new solutions.”