Entrepreneurship and startup

Stoning banks on entrepreneurship / The 13th government’s big step to support productive activities



Looking at the situation of the country’s manufacturing enterprises and significant unemployment statistics, we find that important activities and creative ideas in the field of entrepreneurship have lost their main place and such a spirit and motivation is no longer transmitted to the general public to spend. Live and earn money to earn a living to pursue such development jobs.

Macroeconomic variables have a direct and close relationship with low production. As a result, with the formation of instability in macro indicators and volatile markets in recent years, it has practically removed the traction of productive activities from society.

Entrepreneurship is the only way to save the country’s economy

According to some economic experts, the smoothest way to achieve a stable situation in the country’s economic affairs and reduce unemployment is to expand the entrepreneurial spirit in society and so that the economic actors of a country that are the people of that land do not have a valuable and spiritual view of entrepreneurship. Every day we see the economy getting closer to the brink of collapse.

Requiring banks to pay facilities for start-ups

In order to play a leading and regulating role in the country’s economy, the government is obliged to use all its focus to advance the productive goals set out in the national development plan in order to first remove the country’s economy from instability and then take the necessary measures to make the economy flourish. Give. If we look at a list of the main problems of entrepreneurs in the country, we can see that the lack of sufficient and necessary budget to start a business is the most important and biggest obstacle for entrepreneurs.

Destroying the entrepreneurial spirit with 18% interest on loans

One of the problems that entrepreneurs have always faced over the years is how to recover bank facilities and exorbitant profits. For example, when an entrepreneur is at the beginning of this path and after many researches and studies has turned to an activity, he is definitely not able to repay bank loans with 18% interest rate, and this unevenness created by banks harms productive activity in the country. hits.

The thirteenth step of the government to support productive activities

This inability of entrepreneurs to repay their facilities causes the bank to use its punitive measures, and in many cases the work leads to the closure of the production company, which creates challenges for both parties.

Of course, with the efficiency of the thirteenth government, good laws regarding producers are being finalized by the central bank, one of which is the promulgation of laws that if the production unit is in debt, it can not be easily closed.

Bank partnership with entrepreneur from beginning to end

Of course, some experts believe that the bank is a trustworthy depositor and should gain the trust of its depositors by paying it on time and correctly. If they are going to face various challenges after each facility is granted, depositors will no longer trust the bank and will face many difficulties in paying their interest, but another group says that in the facility law, the bank is an entrepreneurial partner and economic activist. The bank must be with the entrepreneurs from the beginning to the end as a supporter.

But if we pay attention to the inherent duty of banks, we find that banks must go beyond the mere view of an enterprise and put their power to the producer. There may be companies that take advantage of banking facilities to enter immediately if a breach occurs, but if we try to look everyone in the eye, we will never get the right solution.

Special attention of entrepreneurs to the time of receiving bank facilities

As a result, the government should have a fundamental review of the banks’ actions and pursue close and continuous monitoring in this regard so that entrepreneurs can act with less concern about receiving facilities. Of course, according to some experts, the best step to obtain the facility is when complete investigations have been done and we are well aware of the conditions of the sanctions, the price of raw materials and the sales situation of that product in the market.

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