19.6% increase in the amount of returned checks

The latest statistics released by the Central Bank on the flow of check exchanges show that in December of this year, more than 6.5 million checks worth 269,700 billion tomans were exchanged, which in terms of number and amount are 0 respectively. 2. and 4.4 percent increase compared to December.

On the other hand, about 6 million items with a value of about 239,200 billion tomans have been received from exchange checks, which in terms of number and amount have increased by 0.1 and 2.8 percent, respectively. In addition to the received checks, about 553 thousand checks were returned, which in terms of number and amount of returned checks increased by 1.6 and 19.6 percent, respectively.

Rate of returned checks below 10%

Also, during this period, about 2.1 million checks with a value of 138,400 billion tomans were exchanged in Tehran province, which indicates that Tehran province is the leader in the exchange of checks in the country. Checks received in Tehran have been reported more than 1.9 million items worth about 124 thousand and 900 billion Tomans and returned checks about 157 thousand items worth more than 13 thousand and 500 billion Tomans.

Of course, the ratio of returned checks to exchanges rose from 8% in January last year to 8.5% in January this year, an increase of 0.5%. On the other hand, of the total number and amount of exchanged checks, 92% and 88.9% were collected and 8% and 11.1% were returned.

Amount of returned checks by causes

In addition, in January of this year, about 534 thousand checks worth about 27 thousand billion tomans were returned due to deficit or lack of existing ones, which in fact is 96.6 in terms of quantity and 88.4% of the total returned checks in terms of value. Due to deficit or lack of inventory.

On the other hand, in Tehran province, about 150,000 checks worth about 10,400 billion tomans have been returned due to deficit or lack of inventory, which in Tehran province is 95.5 percent in terms of number and 77 percent in terms of amount returned The reasons for the deficit or lack of inventory were the total returned checks.

What percentage of checks are encrypted?

Also, more than 6.4 million items were received in the whole country this month, of which about 6 million were normal items and up to 0.4 million items were encrypted; Thus, in the whole country, 92.9% of the total checks received are regular checks and 7.1% are encrypted checks.

In terms of amount, out of more than 530 thousand and 800 billion tomans of checks received in the whole country, 239 thousand and 200 billion tomans were for ordinary checks and about 291 thousand and 600 billion tomans were special for encrypted checks. Accordingly, in the whole country, 45.1% of the total amount of received checks are ordinary checks and the other 54.9% are encrypted checks.

According to this report, in January of this year, about 455 thousand encrypted checks worth about 291 thousand and 600 billion tomans were received in the whole country, which is a decrease of 0.6% in terms of number and 53.2% in terms of amount compared to the previous month. It has increased.

But in the month under review, in Tehran province, more than 153 thousand encrypted checks worth more than 231 thousand and 600 billion tomans were received, which in this month, 50.7% of the number of encrypted checks received in the three provinces of Tehran (33.7 Percent), Isfahan (9.1 percent) and Khorasan Razavi (7.9 percent) were collected, which had the highest share compared to other provinces.
Also, 85.2% of the value of superior checks in the provinces of Tehran (79.4%), Isfahan (3.1%) and Khorasan Razavi (2.7%) was collected.