200 million Toman loan with 5% interest / 3 types of mortgage for villagers

According to Tejarat News, Akbar Nikzad announced the payment of a 200 million Toman rural housing loan at the introductory ceremony of the new director general of the Guilan Housing Foundation. This loan is given with 5% interest and 20-year repayment.
According to him, there are actually three types of villagers Mortgage They can take.
A loan of 200 million Tomans
This is the first loan that the head of the Housing Foundation has described in detail. The amount of this loan is 200 million Tomans. Considering that the installments of this loan must be repaid in 20 years (240 months) and its interest rate is considered to be five percent, each installment is estimated at one million and 320 thousand tomans.
Loan of 250 million Tomans
A loan of 250 million Tomans will be given to the villagers in the form of a national housing plan, ie a person who lives in the village and registers in this plan will be subject to a loan of 250 million Tomans.
According to the managers of the Ministry of Roads, the interest rate on loans in the housing leap plan is 18% according to the decision of the Monetary and Credit Council. The repayment period of this loan is 20 years (240 months), so its installments are calculated at three million and 858 thousand tomans.
Since he is one of the implementers of the Housing Leap Project of the Housing Foundation, the villagers who participate in this project will probably be paid in two levels of loans; That is, some people should be paid a loan of 200 million Tomans with a 5% interest rate and some others a loan of 250 million Tomans with an 18% interest rate. Most villagers are likely to receive a five percent interest-bearing loan.
Loan of 100 million Tomans
It was June this year that the previous government increased Mortgage A villager reported 100 million tomans to the Ministry of Roads and Urban Development and the Housing Foundation. This loan was 50 million tomans last year.
Previously, the repayment period of this facility was 15 years, which has been increased to 20 years. Also, considering that the interest rate of this loan is 5%, so its monthly installments reach 660 thousand Tomans.
The reason why the 100 million Toman loan was less than the other two loans is probably related to this issue of the housing leap plan.