35% increase in marriage loan payments this year

According to Fars report, according to the Public Relations of the Central Bank, Mehdi Sahabi, the Vice President of Credits of the Central Bank, regarding the executive measures of the banks to implement the law on supporting families in the youth of the population, stated: The law on the youth of the population has two important duties, one regarding the marriage facilities and the other facilities He has entrusted the central bank with having children.

Referring to the law’s obligation to pay marriage and childbearing facilities, Sahabi said: The Central Bank notified the relevant regulations to the banks in the first month of this year and provided the necessary systems and infrastructure so that the payment of these facilities is on the agenda.

The Vice President of Central Bank Credits stated regarding the performance of the banking network in line with the implementation of the legal duties of this facility: Until today, marriage facilities have been paid for 364,580 people in the amount of 501,000 billion Rials. Also, 265,000 child bearing facilities have been paid to the applicants by the banking network in the amount of 106,000 billion Rials.

Regarding the payment of housing deposit loans, Sahabi also added: From July 6 this year to August 26, more than 28,000 applicants have been paid housing deposit facilities in the amount of 17,000 billion Rials.

The deputy of the central bank’s credit department added: the payment of marriage benefits has increased by 35% compared to the same period of the previous year, besides, the payment of childbearing facilities has also been added to the tasks of the banking network, and despite the limitation of banking resources, banks fulfill their social mission in They do this field.

Regarding the receipt of guarantees for the payment of facilities and the criticisms that have been made to the banking network in this regard, he clarified: by holding various meetings with the private and public banks and the cooperation of the banking network, the correct implementation of the law on validation and receiving a guarantor It has been emphasized to the applicant and despite the problems at the beginning of the year, the payment of the facility is currently done with a guarantor in the majority of banks.
According to the order of the chairman of the central bank, after the filing and completion of the case, the time for the payment of the facility should not exceed 10 days.

The deputy of Central Bank’s credit department said: If the applicants for receiving facilities face a problem regarding the payment of facilities, they can raise their complaints with the public communication system and the Central Bank’s complaint and demand registration system.

Sahabi also added regarding the payment of housing deposit loan for housingless families with a third child since 1339: The text of the law refers to households without housing, and our banking system today does not have the ability to distinguish whether the applicant has housing or lacks housing. And they are satisfied with the inquiry from the Samat system about the absence of housing facilities and the applicant’s active cleaning. It has been decided that the Ministry of Roads and Urban Development will provide a link for the branches of the 6 banks that pay this facility to make the payment by inquiring about the applicant’s housing status, which has not been provided by the Ministry so far. However, we have asked the 6 banks that pay this facility to contact the Ministry of Roads and Urban Development Salamaneh to inquire about the Samat Aktaf system and put the issue on the agenda.

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