4 Will the policy of the Ministry of Roads be approved to control the rental market / 100 million deposit loan?

According to Tejaratnews, in order to control the rental market, the Ministry of Roads and Urban Development has put on the agenda four policies, including paying mortgage loans, drafting a professional rental bill, building rental units within the National Housing Movement, and facilitating homeowners in the middle deciles. It has provided a deposit loan limit of 60 to 100 million tomans, which the government is considering.

According to reports ایسناA few days ago, Rostam Ghasemi, the Minister of Roads and Urban Development, announced the review of a proposal to increase the mortgage loan loan up to 100 million Tomans. Today, in response to a question about whether the amount of the mortgage loan is the same as 100 million Tomans that you had announced before, he said: the amount is not known yet, but the amount of that meeting of the Monetary and Credit Council will be reviewed today.

On the other hand, the Ministry of Roads and Urban Development recently announced in a report referring to the turbulent rental market in the country that it has put a series of measures on the agenda since the outbreak of the Corona epidemic and after that in order to organize this market.

Mortgage payment for tenant households as short-term solutions and drafting a professional rental bill and implementing the National Housing Movement plan to build rental housing units, as well as providing facilities and facilities for middle-income households without households to own housing are part of the Ministry of Roads and Urban Development. Has been in the field of housing.

Housing prices and rents are correlated

“Housing developments are influenced by external and internal factors, which in recent years with the increase of sanctions, increasing systematic risks in various markets and the growth of liquidity, the role of external factors affecting the housing market has become more prominent,” the report said.

These factors have led to the entry of stray liquidity into the unproductive housing sector, and as a result, housing prices have risen with some internal factors, including a decrease in housing supply in previous years.

Therefore, due to the correlation between housing prices and rental rates and the impact of general inflation on housing rents, rising housing prices and general inflation with a short break has led to an increase in residential property rents.

Despite all the announced cases, the Ministry of Roads and Urban Development, based on the tools available, missions and tasks assigned to control the rental market and help tenants, has taken steps to draft a professional rental bill to organize the rental market and support tenants, pay assistance Housing deposits with low interest rates are part of them.

With the efforts of the Ministry of Roads and Urban Development during 1399 and 1400 in the form of mortgage loans, more than 454 thousand households used the housing deposit assistance facilities. At the same time, according to the Deputy Minister of Housing and Construction, the limitation of increasing the rent ceiling in the years 99 and 1400 had a significant effect in preventing the unjust increase of rental contracts. In a meeting chaired by the first vice president, the ceiling for increasing housing rents compared to 1400 rents was approved in Tehran by a maximum of 25 percent, in metropolises with a population of over one million, by 20 percent, and in other cities by 15 percent.

Earlier, the Minister of Roads and Urban Development, Rostam Ghasemi, had stated about short-term solutions for tenants regarding rents: We believe that housing rents should not increase by more than 25 percent and to control the rents increase, all housing and real estate agencies should Connect and receive a card for their activity; In this case, all contracts are registered and reviewed in this system, and through this, we monitor the situation of the rental market and rental contracts.

According to the Minister of Roads and Urban Development and the agreement of the government, it was decided to pay 40,000 billion tomans of housing deposit facilities to eligible families. The number of housing deposit facilities in Tehran is 60%, provincial centers are 45% and in other cities it is 35%, which has been notified to the country’s banking network for implementation.

Proposal to increase the rent loan ceiling up to 100 million Tomans

At the same time, according to the Deputy Minister of Housing and Construction, the possibility of increasing the ceiling of housing deposit facilities in Tehran, metropolises and other cities with the numbers 100, 70 and 50 in the government is under consideration.

In order to professionalize the traditional structure of the housing rental market in the country and to protect the interests of tenants, the Ministry of Roads and Urban Development submitted a draft executive regulation “Support for professional rental” to the Cabinet in 1399 for review and approval.

Pursuant to Article (2) of the Law on Organizing and Supporting the Production and Supply of Housing, the government is allowed to transfer the land under its ownership in proportion to the period of operation of the housing unit in order to support the production and supply of rented housing by the non-governmental sector. Rent act.

In order to implement this program, in accordance with the provisions of Section (a) of Chapter 2 of the Executive Regulations of the Law on Organizing and Supporting the Production and Supply of Housing, the Ministry of Roads and Urban Development was obliged to implement the programs with the aim of increasing investment in production and supply of new leases. , By supporting the establishment of a professional rental system by the non-governmental sector with the approach of low-income groups.

The draft executive regulation for professional lease protection has been prepared and compiled in seven chapters, which include definitions, real estate leasing companies, leasing professional management and operation companies, discounts, incentives and facilities, land provision, determining the lease term and the amount of rents, and finally Facilitate communication between the pillars of the professional rental system.

Draft executive regulations to support professional leasing

Mahmoud Mahmoudzadeh, the Deputy Minister of Housing and Construction, had previously stated that increasing the ceiling of housing deposit assistance facilities, launching and establishing a professional rental system in cooperation with private companies, as well as taxing vacant houses are the government’s three strategies for organizing the rental market.

The Ministry of Roads and Urban Development has also planned the production and supply of housing in the form of support schemes, which is being done with the aim of helping the private sector business in the form of the Housing Production Leap Law. This measure will increase the housing stock in the country and consequently control the price of housing and control the rental rate of housing.