Ability to buy mobile insurance online from Beno application
According to Monetary Financial News, quoting the public relations of New Trade Insurance; Sam Nasrollahi, Vice President of Engineering and Energy Insurance of Tejarat-e-Novo Insurance Company, said: “Due to the growth of technology and modernization, mobile phones have become one of the most valuable and important goods in people’s lives. On the other hand, the price of these mobile phones has increased.” And if they are harmed, people will suffer.
He added: “Insurance companies have designed electronic equipment insurance to compensate for the damage to mobile phones, and New Trade Insurance, as a leading company in the field of innovative and new works, has designed insurance policies for selling mobile phones online.”
The Vice President of Engineering and Energy Insurance of Tejarat-e-Novo Insurance Company stated that the goal of his company to enter the digital field is to eliminate traditional sales and people to visit insurance branches, agencies and offices, and said: doing things digitally with modern technologies, software and Applications will make the process of buying insurance policies shorter and increase people’s desire to buy insurance policies.
Nasrollahi said: “For this reason, Tejarat-e-Naw Insurance Company designed the” Beno “application so that customers can obtain the appropriate insurance policy for their mobile phones by referring to this application, the coverage of which will be in excess of the mobile phone warranty and guarantee.”
Regarding the risks covered by the mobile insurance policy, he said: “Damages caused by fire, fractures due to impact, fluid penetration, power fluctuations and theft with amulet failure, which are not provided in the warranty, are covered in this insurance policy.”
Nasrollahi explained: In the first stage, according to the type of application, the initial visit is done in eight stages by the application itself, and according to the tests performed, the accuracy and health of the phone is identified for the insurer.
He, stating that the part of the claim notification application has not been launched online yet, said: Insurers can follow up their claims by referring to the branches and completing the claim form.
“Most of the damage to mobile phones is related to the touch screen, the screen and the mobile phone camera and the main board of the phone, which generally cannot be repaired due to the damage,” he said. Reason According to the actions taken by Tejarat-e-Insurance, insurers can, while announcing the initial damage to one of Tejarat-e-Insurance branches, refer to the repair unit of the official representative of their phone brand and repair the damaged parts.
Nasrollahi added: “After announcing the damaged parts to the insurance company, the necessary assessment and expertise will be done by the experts assessing the damage and the damage will be paid according to the terms of the insurance policy and according to the franchise, private conditions and related deductions.”
He mentioned that one of the advantages of Tejarat-e-Novo Insurance’s mobile insurance is the use of the Beno application, because it will make an initial visit to the mobile phone in the application and will reduce the number of customers visiting in the event of a corona outbreak.