All services provided to “unemployed” insured persons
According to Iran Economist, Mehdi Shakuri added: According to the unemployment insurance law, all people who are subject to the labor law and social security insurance are subject to this law and in case of involuntary unemployment, they are supported by the social security organization.
Pointing out that according to the law, retirees and the disabled and employees of self-employment and voluntary insurance, as well as foreign nationals, are excluded from the scope of this law, he added: Establishing unemployment insurance is one of the important social security protections for workers covered by this organization. The unemployment insurance fund was established as an independent fund with the aim of supporting the insured during unemployment as well as skill training and providing a platform for the return of workers to the field of production and employment, and the unemployment insurance law, after it was approved in 1366 for three It was implemented on a trial basis in 1369, and it was approved by the Islamic Council as a permanent law in 1369.
Shakuri added: In addition to the insured who lose their jobs involuntarily, sometimes some employers are also forced to adjust some of their forces for a period of time due to the reconstruction, modification and updating of production lines. , will be subject to unemployment insurance provision.
Director General of Insured Affairs of the Social Security Organization, pointing out that the support of qualified insured persons during the unemployment period is not only limited to the payment of the unemployment allowance, added: the beneficiaries of this law also use medical services in addition to the monthly allowance, and their insurance history is also taken into account. In the same way, for people who become unemployed, the issue of education and skill training is also foreseen in the law; That is, if a person was not successful in a job and lost his job involuntarily, the legislator has foreseen a mechanism so that people can increase their skills and bring them to another job, and based on the needs of the society and the labor market of the region, they can have the opportunity to be re-employed. to be
According to the public relations report of the Social Security Organization, he added: In the definition of unemployed, this law says that an unemployed person is someone who is unemployed without desire and will, and is ready to work and has the ability and readiness to work, but for any involuntary reason, is terminated from the employer. Communication takes place. So, one of the examples of unemployment is the loss of communication with the employer without the will of the insured person. In unexpected events such as floods, earthquakes, wars, and such cases, the legislator has specified that if in these events due to damage to the workshop, the activity of the workshop is stopped and the social security insured becomes unemployed; Establish unemployment insurance support for workers. Therefore, in all unexpected events that happen in the country, in floods, earthquakes and fires that happen; Unemployment insurance is established for workers.
He continued: The interesting thing is that in these accidents, there is no limit on the history of paying insurance premiums. In the unemployment insurance law, the conditions of insurance payment history are provided for using the protections of this law; It means that the insured must have at least six months of insurance payment history, but in unexpected events, this mechanism has not been seen and this protection is established without any restrictions.
The Director General of Insured Affairs of the Social Security Organization added about the legal conditions for using the unemployment insurance provision: the insured subject to this protection must have at least 6 months of history of paying insurance premiums before unemployment and within 30 days from the time he became unemployed, his unemployment and request to use Announce unemployment insurance regulations to cooperative, labor and social welfare departments. The unemployment payment period for singles, according to the insurance premium payment records, is minimum 6 months and maximum 36 months, and for married and dependents, from 12 months to 50 months.
Shakuri said about how to calculate the amount of riyals prescribed for unemployment insurance: the basis for calculating the prescribed amount is 55% of the average wage of an unemployed person in the 90 days before the start of unemployment. For married and dependent persons, another mechanism has been provided that for each dependent person and up to 4 people, ten percent of the minimum salary of the year is added to the provision of the married and dependent person, provided that the total does not exceed 80% of the average wage. Of course, in any case, the prescribed amount of unemployment insurance payable will not be less than the minimum wage for the year.
He announced the monthly statistics of the establishment of the new unemployment regulation on an average of about 17 to 18 thousand people and the total amount paid per month this year for about 170 thousand eligible people is about 1132 billion tomans and said: After the spread of the Corona disease And the special conditions caused by traffic restrictions, the absentee system of declaring unemployment and applying for a regulation was created with the cooperation of the Ministry of Cooperatives, Labor and Social Welfare, which is currently carried out in absentia from the beginning of the application to the introduction and review of the conditions and the issuance of a ruling and the establishment of a regulation. Previously, the unemployed insured persons had frequent visits to the branches to establish regulations, but now they do not need to refer to the cooperative, labor and social welfare departments and social security branches in any of the stages of checking conditions and establishing regulations.
Director General of Insured Affairs of the Social Security Organization said about the resources of the unemployment insurance fund: the resources of the unemployment insurance fund are three percent of the unemployment insurance premium, which is the responsibility of the employer to pay according to the law. Of course, thirty years have passed since the implementation of this law, today there is an opinion among some experts that the government’s non-participation in providing the fund’s resources, followed by the unemployment insurance fund’s deficit, is a shortcoming of the unemployment insurance law. When the whole country is involved in a widespread problem like Corona, the unemployment fund does not have the resources to cover the entire population. Improving services and facilitating the provision of unemployment insurance requires the provision of stable resources, and one of the suggestions in this regard is that in addition to the employer, the government should also participate in the provision of unemployment insurance fund resources during the employment of each insured person.