Applicants’ inability to pay interest on the National Housing Movement loan/complaints from the inquiry form c

The Minister of Roads and Urban Development has announced a reduction in the interest rate of facilities for registration in the National Housing Movement. Some people say that they can’t afford to pay the loan installments, or they have problems in requesting Form C for no reason.

According to Tejarat News, the National Housing Movement is one of the plans being implemented by the government to solve the problem of people becoming homeless. A plan that was one of the main promises of Seyed Ibrahim Raisi during the presidential campaign. He had promised that he would build one million housing units a year, but with the beginning of the 13th government, problems arose and it became clear that the implementation of this plan is not easily possible.

Now, after two years since the beginning of the government’s activity, the achievement of the National Housing Movement project has been the construction of only 500 residential units. Other plans were implemented in previous years and by previous governments to house the low-income classes, each of which had its own problems.

Some renters and housing applicants say that they cannot afford to pay mortgage installments. In this regard, Mehrdad Bazarpash, Minister of Roads and Urban Development, has promised that the loan interest rate of 550 million tomans will be reduced for applicants of the National Housing Movement. According to him, the central bank has agreed to this issue. Bazerpash has not mentioned the amount of this reduction and when it will be implemented, and at the same time, he has admitted that the change that has occurred is insufficient and the interest rate should be reduced again.

Of course, in the meantime, we should not forget that the excessive reduction of the interest rate may also cause problems for banks. The issue of housing inflation has reached such a level that support schemes are not able to solve people’s challenges in this field. Now, inflation is putting a lot of pressure on some sections of the society, both in the buying and renting sectors.

How does the worker bring and pay installments?

Some people have serious complaints in this regard; From the ineffectiveness of the support plans to the challenge in providing the necessary documents for registration; especially form c. This form indicates that applicants and their dependents have not purchased a house or land or received a home loan within the specified time periods. For more information on this, report National Housing Form C read the

– “How can the worker have that amount if he has been a tenant all the time and can only add a small amount to the down payment and rent of the house. With this high price, what income do we have to pay both down payment and rent?” Shall we give our secret savings to the national housing movement? I personally can’t afford it. I only registered for the first year. I saw that I couldn’t afford the expenses, so I didn’t care about it anymore. I wish you would think for people like us who really cannot afford such a payment.

– “Think properly and calculate that the root of the housing problem of the people will be solved. A person who doesn’t have a job only has to pay for his stomach and house rent and thousands of other problems, he really can’t pay the money you say. Then what does the government expect, it says to have children, if the money from one of these embezzlements is only one, the government would once pay for the housing of the people, the housing problem, which has no problem with the aging of the population, would be solved automatically.”

– “My uncle has paid two installments of National Housing. He is a tenant at the age of 60. Now he doesn’t have to pay anymore. He is unemployed and moves from one house to another. The house is expensive and the rent is high.”

Complaint about the method of checking documents in the National Housing Movement

– “One of our friends had a house in his name, then he called it in his mother’s name, and now he wrote National Housing and they accepted that he only has two houses. This country is a mess everywhere, and the capitalists are richer and the poor are poorer.”

– “We, who take any documents every three months, do not accept school, council, district, aid committee, health, national card, Basij letter, corona vaccine card, booklet for verification of residence. We took whatever insurance came to our mind, they don’t accept it, tell the government first.”

– “I wish you would check the payment of loan installments to find out who is the owner of the house and who is the owner of the house!! I also registered the house of Mehr, but in 1990, we were asked for a lot of money to build it, and because my daughter was sick and had to undergo a major operation, we had to sell the land privilege at the same cost as we registered, and there is no house in We don’t have it now. Tenant with these rights of office, wherever we went, they say that your bank is full. I wish they would check better and pay attention to the payment of installments, because those who buy the privilege of Mehr’s house immediately apply for the loan, and we are in the middle of this, we have not eaten and our lips are burnt. I wish the government would follow up on the real owners of these houses. »

– “I have been a tenant for 26 years, I have not used any of the privileges, I do not have a house, I have not taken a loan, I have three children, there are five of us in total, and they still reject our names. That is correct?”