Approving the transfer of pensioners’ insurance premiums between pension funds

According to the financial news report, on Wednesday, 12 Amrdad, 1401, the Islamic Council voted with Article 3 of the plan to transfer insurance or pension records between pension funds.

Based on this report and based on Article 3 of the aforementioned plan; The insurance premium or pension deduction paid to any of the pension insurance funds will be transferred from the previous fund to the new fund based on the written request of the insured subject of this law or his eligible survivors after the update. The insured beneficiary submits a written request to transfer the history of insurance premium payment or pension deduction to the new fund, and the new fund transfers the insurance premium or pension deduction funds from the pension fund after reviewing and complying with the relevant rules and regulations within one month. The previous request. The previous pension fund is obliged to transfer the transferable funds to that fund within three months from the date of application for the new fund.

According to the note of this article; If the funds included in this article, according to the regulations, in addition to paying pensions, total and partial disability and death, have insured their subscribers against diseases, marriage assistance, pregnancy, sick leave and disability compensation, when Transferring insurance premiums or pension deductions to the destination fund, treatment contribution plus one percent (1%) for the aforementioned benefits will be deducted from the transferable amount.

The said plan was approved by the representatives with 178 votes in favor, 4 votes against and 2 abstentions from the total of 225 representatives present in the public forum.

Also, in their meeting and during the continuation of the second report of the Social Commission regarding the plan to transfer insurance or pension records between pension funds, they also agreed with Article 2 of this plan.

According to Article 2 of the said plan, from the effective date of this law, the transfer of insurance records or pension deductions in the case of persons who, due to transfer, resignation, redemption of service, dismissal, permanent separation, as well as structural changes due to mergers, liquidations and transfers, the relationship It is possible that their employment with the respective employer will be terminated and as a result, they will be removed from the membership and inclusion of the relevant pension fund, or due to the change of the joint employment status of the new fund, it is possible.

Note 1 of the third article states: The transfer of insurance premium or pension deduction records after establishing pension, disability or survivors’ pensions from the pension paying fund to other funds is prohibited.

According to Note 2, all persons who have received or will receive their pension deductions or insurance premiums from the relevant pension fund for any reason, the possibility of transferring their pension deductions or insurance premiums is prohibited.

This part of the plan to transfer insurance or pension records between pension funds was also approved by 182 votes in favor, 3 votes against and 5 abstentions from the total of 230 representatives present in the hall.

It should be mentioned: In the session of the Islamic Council on Wednesday, during the review of Article 4 of the plan for the transfer of insurance or pension records between pension funds and the aggregation of individuals’ insurance records, the issue of the transfer of the difference in pension insurance premiums, and due to the submission of amendment proposals in relation to This issue was finally referred to the social commission based on Article 153 of the internal regulations of the Parliament, with the opinion of the Speaker of the Parliament and with the aim of resolving the ambiguities for further investigation.