Banking Strategy Package is a roadmap for banks

According to the Iran Economist on Thursday, the Ministry of Economy, in line with the orders of the Supreme Leader in the year of “production, knowledge-based and employment-creating” and with the aim of implementing the Transformation Document of the 13th government with the perspective of reforming the banking system The banking sector focuses on directing bank credit to the productive sector, including the production of knowledge-based and employment-creating, financial discipline, diversification of financing methods, improving the quality of credit institutions’ relationship with the public, facilitating access of producers and households to banking resources and strengthening self-regulatory and regulatory structures. Announced a bank.

This policy package was announced by the Minister of Economic Affairs and Finance, Seyed Ehsan Khandouzi, to the managers of Sepah, Melli, Agriculture, Housing, Mellat, Trade, Export, Export Development, Industry and Mining, Post Bank, Cooperative Development and Workers’ Welfare on 10 May. Is.

“Hadi Akhlaghi,” the CEO of Tejarat Bank, said in an interview with the Iran Economist regarding the banking strategy package: A bank has been developed based on it.

He said: “It seems that the strategies and approach developed for the purpose of communication, help banks to develop the path and operations within the organization by marking for themselves.”

Referring to the importance of the issue of banking strategies package, the CEO of Tejarat Bank said: “For example, when it comes to accreditation, the emphasis is on providing facilities to people who first have the necessary qualifications, and secondly, use them in an economically productive way.” Third, to be able to repay on time.

He added: “Or when it is said that banks are obliged to transfer non-productive assets and assets that are not related to their main activity, this transfer can provide resources that can be used in the direction of productive economy.”

Akhlaqi stressed: “This is a beacon that if banks act on it, they can set their own path correctly.”

Referring to the development of foreign exchange activities in the strategic package, he said: “Development of foreign exchange activities is one of the priorities of the country and in the current economic conditions, banks can facilitate foreign exchange transfers with the help of this package. Defines that if banks do that in the direction of economic development, they can pursue poor non-inflationary economic growth, which is the focus of the Ministry of Economy and the government.

The CEO of Tejarat Bank stated: The components defined in this charter and the codified approaches of the Ministry of Economy in the package have identified prohibited areas for the banking network because if the banks enter, it will take the economy and activity of the banks out of the productive path. Or in some sectors, it has been determined that banks should be biased and oriented in that direction so that they can play their role in economic development with banking tools as a productive institution.

He said: “The banking strategy package is completely logical and justified in terms of approaches, justification and rationality of approaches.”

Akhlaqi said about the feasibility of the banking strategic package: in the discussion of how to implement it, it goes back to the fact that the instructions that are set in relation to these issues are gradually transparent according to the limitations and capabilities of banks and banks within the framework of these instructions Implement the economy.

He continued: “It seems that the orientation defined in this issue can definitely help improve the role of banks in the country’s economy to promote economic growth and economic development of the country.”

The CEO of Tejarat Bank also said about Tejarat Bank super-creditors: “Bank super-creditors were people who had received facilities from banks for a long time but had not repaid these facilities for a long time and were not willing to assign tasks by publishing the names of these two super-creditors.” They referred to a bank whose debt is about 2 thousand billion tomans.