Banks do not have the right to take deposits for loans without a guarantor

According to the monetary news report quoted by the Radio and Television, Ehsan Khandouzi, Minister of Economic Affairs and Finance, stated on the sidelines of the meeting of the Deregulation Board: In today’s meeting, we had four resolutions, the most important of which are home business licenses; This means that those businesses that commit to complying with the business conditions only by registering with the National Licensing Portal and the Ministry of Cooperatives system can start working immediately and no prior license will be issued.
The Minister of Economic Affairs and Finance, stating that currently 330 licenses are related to home business licenses, added: examples of such licenses such as small-scale livestock and poultry breeding, home food production, production of medicinal plants, pickle production, various packages, activities Graphics, songwriting, mosaics, silk, other local costumes, and more.
“As soon as the ministry system is connected to the national licenses portal, home business licenses will be issued online for the first time,” Khandouzi said.
He added: “With this mechanism, there is no need to delay the issuance of licenses for long distances as before, although we are in the last months of the year, but these licenses can help people’s productive activities.”
The Minister of Economy said: “The important issue in this regard is the connection of the devices to the business license system, the law of which was approved on March 9, last year, and all devices must be connected to this system by March 8.”
Khandouzi also said about receiving loans without guarantors: the bank does not have the right to receive deposits to provide facilities and any additional condition and more than the notification circular to the banks is considered a violation. Of course, 400 complaints have been received from banks. That bank will be dealt with.
Regarding the time of its full implementation, Khandouzi expressed hope that this government decree will be implemented in the next few days.