Banks refuse to pay facilities to the construction sector
According to Tejarat News, What is the share of the construction and housing sector in the total bank facilities?
Quoted from stampAccording to this year’s budget law, banks should have allocated 360 thousand billion tomans for housing construction. Also, according to the Housing Production Leap Law, 20% of bank facilities must be transferred to the housing sector.
Meanwhile, according to the announcement of the Central Bank in the first 8 months of this year, more than 1,727 thousand billion tomans of banking facilities have been paid to various economic sectors, including industry, agriculture, trade, services and housing, with the share of housing and construction more than 90 It has been one thousand billion tomans (90 thousand and 689 billion tomans).
Therefore, the share of housing and construction sector in the total banking facilities in the first eight months of this year was 5.2 percent, which is far from the 20 percent share provided by law.
If 20% of bank facilities were to reach the housing and construction sector in the first eight months of this year, the share of this sector in banking facilities should have reached 345,000 billion tomans by the end of November 1400, which is almost the same amount as in this year’s budget law and housing production leap law. was; Meanwhile, the remaining 15,000 billion tomans should have been allocated to the housing sector during the remaining months of this year.
On the other hand, of the 90,000 billion tomans that banks have given to the housing and construction sector, about 17,000 billion tomans (16,952 billion tomans) have been the share of housing purchase facilities and equivalent to 18.7% of the total housing and construction facilities.
The National Housing Plan could not pull the housing sector out of recession
Another report published by the Central Bank is on the economic growth of various economic sectors in the first half of this year.
Meanwhile, the Ministry of Roads and Urban Development of the Twelfth Government had announced the implementation of parts of the national housing plan.
According to the Central Bank, the growth of the housing and construction sector in the first six months of this year was negative 17% compared to the same period last year and has been declining due to the construction recession in the country.
However, the real estate services sector in the first half of this year compared to the first six months of 1399 has experienced a slight growth of 0.2 percent, which is probably due to the increase in real estate value and not the number of transactions in the real estate sector.