Banks’ use of artificial intelligence in people’s credit scores

Mehran Moharmian, Vice President of New Technologies of the Central Bank, stated: In every decade, we experienced special technological processes in the country’s banking network. In the first decade, the issues of data electronicization and its aggregation in banking centers were discussed, in the second decade, inter-bank and card networks accelerated, and in the third decade, payment networks and card reader devices were expanded, and today, in the fourth decade, which is the decade of surveillance, the most important technologies with artificial intelligence Big data and cloud data are analyzed. Mehramian added: By using artificial intelligence, violations in the banking and financial fields can be gradually prevented.

The Vice President of New Technologies of the Central Bank stated: The most important point in validation is that the information of various banking organizations and tax organizations, the judiciary, the Ministry of Welfare, Traffic and Traffic, the Ministry of Energy and Telecommunications, which interact with the public, is collected and processed based on models based on artificial intelligence by providing a credit score to repay the facility.

He said: Pledge and cryptocurrencies in the banking network are currently not approved because they are both legally prohibited and have consequences for the country’s monetary system, but measures are being taken in various banking and financial areas to provide a favorable electronic description in this area. to give