Buying a house, 7 million tomans per meter!/ Dolat Raisi is playing magic?

According to Tejarat News, it was supposed to be the figure loan National housing movement 350 million, which reached 450 million tomans. But it seems that this figure is still not enough for the tenants to have a house, and Rostam Ghasemi said that we have offered a loan of 700 million tomans to the Money and Credit Council.

But the reason for increasing the loan amount several times National housing movement What is? The story is related to the cost of building these residential units, which is constantly changing due to the double-digit inflation of the Iranian economy.

7 million tomans meter house!

First, some MPs claimed that a house can be built with less than three million tomans. But a little later this number reached five million tomans per meter. But in his latest statement, the Minister of Roads and Urban Development said that the construction cost of each square meter of the National Housing Movement will cost 6 to 7 million Tomans with today’s inflation.

This figure announced by the minister is while two to three months ago, the head of the mass builders association said that the floor price of each square meter of the house is about 10 million tomans. A house that has minimum quality.

But even if we take the minister’s statements as a basis, 7 million tomans is the cost price per square meter of the National Housing Movement in August 1401, and due to the continuous increase in inflation, it is not clear what the cost price per square meter will be next year. . Because according to the president’s promise, this government should build four million houses by 1404, and it is not clear what the price of each square meter of a government house will be in the next two or three years?

Another question is, is the loan amount of these buildings supposed to increase continuously along with the increase of inflation and construction cost?

Another important point is that if the average size of each house in this plan is 75 meters and the price per square meter is 7 million Tomans, the total cost of a residential unit will be 525 million Tomans. The initial income of the applicants is between 200 and 320 million tomans, and if approved by the Money and Credit Council, 700 million will be granted to these units. That is, if the applicant finances the entire amount of the residential unit through a loan, he will get about 175 million Tomans extra! Therefore, it is not clear what is the basis of the minister’s 700 million loan request? That too with an initial income of 200 to 320 million!

Housing that makes people poorer

The second point is to worry about inflation due to the construction of these residential units. As Abbas Akhundi, the Minister of Roads and Urban Development of the Rouhani government, announced, the construction of Mehr housing created 42 thousand billion tomans of liquidity in the Iranian economy, and one of the main causes of inflation in the 90s was the construction of Mehr housing.

Now this experience is being repeated about the National Housing Movement Plan. The government will probably force the banks to pay the loans for the houses that may suffer the fate of the Mehr housing scheme. Houses that have not been completed and handed over to their owners after 15 years.

On the other hand, it has not yet started, some contractors have refused to participate. Because the price of building materials is increasing and mass builders know very well that in these inflationary conditions, the annual construction of one million residential units with a meter calculation of 7 million tomans is more like magic.