Central Bank explanations on the separation of bank debtors

According to the Iran Economist on Sunday, the Central Bank, “Mahboub Sadeghi” referring to the publication of the list of debtors of facilities and large liabilities, said: These are individuals and legal entities that received facilities with a certain amount of 10% of the base capital of a bank These individuals or legal entities are referred to as recipients of large facilities and obligations.

He added: “These people should not be considered as having received the facility and have not taken action to repay it, while many of these people are the founders of employment and production in the country and the operators of large steel and oil companies, heavy industries and They are cement workers who work in line with the orders of the Supreme Leader of the Revolution in the field of job creation and production, and have also repaid the facilities on time.

The director of the Central Bank, stating that the general financing of the country is done by banks, added: “Large industries and producers have no choice but to obtain facilities from the banking network and use the capacity of banks for turnover.”

Sadeghi, referring to the overdue claims of some natural and legal persons receiving large facilities and obligations, said: “Unfortunately, a small number of individuals and companies receiving large facilities do not repay the facilities on time and are also classified as non-current facilities.” The titles “macro facility” and “non-current facility” are included.

He added: “This means that some people, whether real or legal, their facilities have been suspended for any reason and have been classified as non-current facilities, so in the second stage of publishing information to raise public awareness, the above two cases have been separated from each other.”

The director of the Banking Information Department pointed out that some of these facilities are under the responsibility of the government, which means that some of these facilities are under the responsibility of the government to pay for the facility and take measures for the country and materials. Provide food. Accordingly, the central bank provides facilities for them. After receiving these facilities and importing materials or producing food by farmers, after selling the products, the sums are returned to the banks.

Sadeghi praised the performance and cooperation of the Central Bank in publishing the list and said: “The Central Bank before and the necessary follow-up from the banking network, and this important issue was communicated to the banking network in the form of a circular after the budget law was announced. Send statistics to the central bank. The requirement of the 1401 budget law is to publish statistics on a quarterly basis; This means that at the beginning of the summer, we must publish the statistics related to the end of June, and this is the first task of the central bank in this regard.

He reminded: “In line with the cooperation of the Judiciary and the Islamic Consultative Assembly and the publication of statistics ahead of time by the Central Bank means our cooperation, which was first published in April and then yesterday and in May.”

Sadeghi said: “Some companies in the agenda of the Monetary and Credit Council, according to the conditions of the oppressive sanctions, a special decision is made to produce products and a limit is considered for a specific company, but if these cases are not done within the prescribed limits, they will be dealt with by Central Bank inspectors.” It will be necessary, of course, to handle these cases is the responsibility of the banks’ disciplinary board.