Correct risk management of new business insurance with ISO 31000 certificate
According to the financial news report, citing the public relations of Tejaratno Insurance, Farzaneh Soleimani, the risk and actuary manager of Tejaratno Insurance, acknowledged that in order to properly implement Regulation No. 93 approved by the Supreme Council of Insurance and adopt an integrated, active and continuous approach to risk management in all areas. Organizations, Tejaratno Insurance Company put risk management on its agenda based on ISO 31000 and COSO international standards.
Soleimani said that organizations in every industry and wherever they operate are constantly exposed to risk, and managing these risks based on the principles, framework and process specified in ISO 31000 provides a level of assurance that the organization in an environment with constant changes can be successful and dynamic.
The risk manager and actuary of New Trade Insurance stated that ISO 31000 acts as the best guide for identifying opportunities, threats and risks in the work process and makes the organization protect itself against possible risks and strengthen and achieve strategic goals. Help yourself by creating a risk-based system.
He stated that risk management based on the ISO 31000 standard includes systematic and logical methods for such things as identifying, analyzing, evaluating and facing risks related to any activity, process, performance or product, monitoring and reviewing risks, communicating and consulting throughout the process. And reporting and recording the results is appropriate.
Soleimani emphasized that although the 31000 standard provides a kind of general policy in risk management, its goal is not to unify risk management in all organizations, and the design and implementation of risk management programs and its frameworks should be based on the special needs and conditions of each organization. Its goals and purposes should be taken into account and he further said that this standard is actually designed to help organizations, companies and governments to prepare risk management plans according to their own conditions and the World Standard Organization has recommended that organizations and societies should try to use these instructions as a part of their management system and to make efforts in preparing their risk management system, because this condition helps organizations to have better planning in high-risk situations and in case of accidents to A better reaction has been shown to them and they can repair themselves in a shorter time.
In the end, he pointed out that the risk management approach based on ISO 31000 guidelines and obtaining the relevant certificate clearly shows that the organization is committed to managing risks in every part of its activity, and this increases public trust among customers and other stakeholders. because it shows the organization’s ability to face external threats, improve internal weaknesses, take advantage of opportunities and strengths, and that the risk management process based on international standards increases the credibility of an organization and creates a competitive advantage , emphasized.