Banking and insuranceEconomicalEconomicalBanking and insurance

Currently, no bank will be merged or dissolved


Gholamreza Marhaba, a member of the Money and Credit Council, said about his statement that the mafia in the parliament does not allow the amendment of the banking laws, saying that the mafia in the parliament does not allow the amendment of the banking law is similar to such anecdotes that say that work is the work of the British.

He continued: In the parliament, all issues are examined in their specialized commission and voted on, and the parliament members openly and transparently comment on it in the public forum. It is true that some people are pessimistic about banks, they have a negative opinion, and some people have a more rational approach.

The member of the economic commission of the parliament emphasized about the amendment of the laws of the central bank and its departure from the cases related to usurious banks: the amendments of the law of the central bank are nearing completion and we are currently reviewing the law of banks, several articles of it have been approved by the commission and this We will continue the work. Actions are progressing at an acceptable speed and some of its initial clauses have been approved.

Marhaba added: One of the pillars of the Central Bank is the Jurisprudence Council, which currently has a number of just and comprehensive mujtahids present in this Council and are supervising the Central Bank. Of course, I don’t claim that the laws are completely healthy, especially in the facility section, the formulas that are considered and used are unfair to the people, and these issues should be professionally examined and corrected.

A member of the Money and Credit Council said: It should be noted that the only commodity with which the bank operates is money, and at the same time, we are facing 50% inflation in the country, and besides, the banking system of our country is not a fee-based system, and the issue of fees has been discussed for several years. has been Even some service institutions have significant debts to banks for these fees, and cases have been filed in the courts due to the banks’ complaints against some institutions and ministries for non-payment of fees, and basically these problems are not seen in the healthy financial and monetary system of these events.

In response to the question whether the merger of banks due to violations and bankruptcy is on the agenda of the central bank, Marhaba emphasized: In the Money and Credit Council, there is an issue under the title of evasion, and if a bank is involved in a violation, that bank will be dealt with. This action can be canceling the privilege or merging with another bank. Integration is also a scientific method, but currently there is no case for bank integration on the agenda.

Source: Ilana

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