Deadline for registering a mortgage loan / What percentage did they manage to get a loan?
According to Tejarat News, there are only a few days until the end of the registration deadline in the mortgage lending system. After paying the loan for two consecutive years, the National Corona Headquarters extended its registration for the last time until the end of December 1400.
Less than 10% managed to get a mortgage loan
According to the statistics published by the Ministry of Roads and Urban Development, so far more than one million and 640 thousand applicants have registered in the system of housing deposit assistance facilities, of which more than 630 thousand people have been introduced to banks and more than 130 thousand people have received facilities. have received.
In other words, only less than eight percent (7.9%) of the tenants applying for housing deposit facilities have been able to receive it, which is said to be an important part of them, borrowers of 25 and 40 million Tomans and the share of recipients of facilities 70 million Tomans. Has been less.
One of the most important problems of mortgage applicants is related to the rejection of the applicants’ application, because in the first stage, the applicant is approved, and when entering the second stage, the applicant is rejected.
On the other hand, a number of applicants, considering that they are not aware of the full terms of the mortgage loan, apply for registration, and these applicants are eliminated at the same stage.
The two-stage real estate system ran into a system problem that was interrupted for several weeks at a time, erasing the information of many applicants.
In this regard, one of the applicants for the mortgage loan says: I was forced to register to fulfill the landlord’s request and it was agreed that I also chose a branch, but after a few days, my application was rejected; I am also against loans because we spent this year on deposit loans. What to do in the coming years with inflation in housing and rent.
Another applicant states: The lease was in my wife’s name. We got into trouble and went to the bank with two guarantors. But the bank does not allow us to register anymore because we are registered in the name of my wife and you have to go to the site to register with your name.
Mortgage applicants should visit the site to receive a text message
Mahmoud Mahmoudzadeh, Deputy Minister of Housing and Construction, said that those who have already registered for a mortgage loan and selected a branch can refer to the real estate and housing system and complete their information. If they have not, they must go back to the system, because their documents are definitely incomplete and they have to re-upload their information in the system.
Source: Young Journalist Club