Details of the new Central Bank directive for production facilities
One of the facilities that banks pay to finance the economy is working capital, and to pay their short-term expenses, including staff salaries and running costs such as water, electricity, gas, purchase of raw materials, spare parts, tools and finishing. You can request the equivalent of the capital you need from the bank if you have a semi-finished product or a shortage of liquidity during your manufacture.
In this regard, the latest announcement of the Central Bank indicates that until the first six months of this year, banks have paid the equivalent of 837 thousand and 670 billion tomans of working capital facilities to all economic sectors, which is 67.5% of the total payment facilities.
On the other hand, the latest directive of the Central Bank to banks regarding the ceiling of working capital facilities of production units also states that the ceiling of working capital facilities to commercial, service and contracting companies is equal to 60% of the highest sales of each period recorded in the financial statements. Over the past three years.
Also, for new and inactive trading, service and contracting companies, the facility payable ceiling for the first year of operation is a maximum of 60% of the sales forecast for that year.
In addition, active production units can receive working capital facilities from banks up to a maximum of 90% of their sales last year.
According to the report, the ceiling of working capital facilities available for the first year to new production units or production units that have developed a development plan or inactive production units is equivalent to 90% of the sales forecast for that year.
Earlier last year, the central bank notified banks of an increase in the working capital facility ceiling, according to which the remaining working capital facility ceiling granted to manufacturing firms up to 90% of the firm’s sales last year was based on a credit rating made by the bank or Non-bank credit institution increased.
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