Don’t be fooled by loan ads!
According to Iran Economist, if you have the experience of walking in the streets of the city at least once, especially in crowded and busy areas such as El-Ghebanal St., Valiasr St., etc., you have probably seen various advertisements posted on the ground surface of the sidewalks and walls. .
Advertisements related to loans of 10 to 120 million tomans are also one of these cases. In these ads, it is mentioned that all employees can get this loan without advance payment, without deduction from salary and in the shortest time.
Follow-ups of the numbers included in these advertisements show that these people introduce themselves as the representative or brokerage office of Resalat Bank and the procedure for receiving a loan through this method is that the officials of these advertisements enter your documents and legal slips in the Merat system. (validation and evaluation system) and pay the amount announced by the bank expert as a loan, but some percentage of the loan amount will be charged as a fee.
In this context, one of these people announced that if, for example, the amount of your loan is set at 60 million Tomans, 20 million Tomans will be charged from you as the fees of our experts.
Also, another explanation from the officials of this advertisement states that the registration process for this facility is done in the Merat system and ICAP of Resalat Bank, and its repayment is two years with a 20% fee.
At the same time, Resalat Bank’s facility is of the loan type, and its fee is 4% and its calculation method is different, and the interest rate of other facilities in the banking network is 18% according to the Central Bank’s circular.
In this context, Resalat Bank’s explanation indicates that “none of the advertisements available in the city for loans are approved by this bank and they are not bank offices, and Resalat Bank has also taken the necessary judicial measures in this regard, but some of these cases are still It has not been dealt with or their activity has just started”.