Banking and insuranceEconomicalEconomicalBanking and insurance

Every Iranian will have a validation score


According to Iran Economist from the central bank; “Mehran Moharmian” introduced open data as one of the most important areas of digital banking at the national conference on digital transformation in the banking industry and said: the central bank’s approach in this area is a developmental approach and experts on the legal and security issues of open data development in the banking industry They are currently under discussion.

He considered open banking as another area that the Central Bank intends to enter into its policy making and stated: Policy making in this area will be done by focusing on risks in such a way that the least risk is directed at the market and customers.

The vice president of new technologies of the Central Bank added: until the end of 1403, the rules of activity in this field will be systematically compiled and provided to the activists.

Pointing out that we have a very favorable situation in the field of payment and we are one of the leading countries in this field, he said: In the field of payment systems, the Central Bank’s approach is to provide and introduce innovative services to the banking network and customers.

Mohramian listed LandTechs (LandTech is a technological innovation in the field of lending) as another supervisory area of ​​the Central Bank in the information technology sector and said: This area needs regulation and the Central Bank will enter this area in interaction with activists and related organizations. And policymaking in the field of landtechs is one of the most important programs of the central bank, and our goal is to make extensive use of the capacities of this field in providing services in the banking network.

Referring to the measures taken in the field of validation, he added: In recent years, validation has been one of the main priorities of the Central Bank, and due to the problems in the validation model, which did not include more than 60% of the population, it is towards designing a new model of validation. We moved and with the changes made, the coverage level of people in this model has increased to more than 87%.

The vice president of new technologies of Central Bank added: According to the plans, our goal is to reach 100% coverage of this validation model and every Iranian has a validation score in the banking network.

Moharmian considered the organization of the cryptocurrency market as another concern of the Central Bank and said: “According to the regulations, there is no problem in the field of cryptocurrency mining, and cryptocurrency mining helps the discussion of currency creation in the country.”

The vice president of new technologies added: “In the discussion of exchange, we are investigating for clarification and regulation in this area through careful monitoring of crypto-currency transactions.”

Moharramian pointed out: Also, in the field of payment, like many countries in the world, we do not recognize payment through cryptocurrencies.

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