Explaining the cooperative accreditation model in the Cooperative Development Bank
According to the Iran Economist, Iraj Sheikhzadeh, Deputy Minister of Planning and Information Technology of the Cooperative Development Bank, referring to the policy and macro perspective of the country’s banking system in the field of credit, said: Payment of facilities and financing of businesses are among the key activities of the banking system. Is considered a cooperative development bank.
He added: “According to the policies of the Central Bank in supporting the production and prosperity of knowledge-based businesses, in the banking system, competition and redoubled efforts have been formed to financially support and pay facilities to bank customers, which can pave the way for the country’s prosperity and progress.” Provide.
Referring to customer accreditation patterns in successful countries, the Deputy Minister of Planning and Information Technology of the Cooperative Development Bank said: “The banking industry is evolving from central collateral to customer credit, which is a suitable model for the country’s banking system.”
He added: “In this regard, at the national level and by the Governor of the Central Bank of the Islamic Republic of Iran, economic and macro discourse is being formed and dialogue, which can provide the ground for the realization of this issue more quickly.”
Sheikhzadeh said: “The development of accreditation culture in the banking system and the smoothing of its legal and infrastructural background is very important, and the Cooperative Development Bank is also ready to promote accreditation in the bank’s customers, especially cooperatives.”
Deputy Planning and Information Technology of Cooperative Development Bank with the idea of ”Cooperative Accreditation Model” said: Accreditation of cooperatives at the national level is a serious issue that, if realized, will provide a purposeful management of banking facilities commensurate with the credit capacity of cooperatives Will make.
He said: “If the” cooperative accreditation model “is designed and used, the cooperative community will have a reliable accreditation base and reference that has the power of additional planning and management to the country’s cooperative policymakers and bankers to provide facilities to cooperatives and other customers. Gives a bank.
He explained: “In the” Cooperative Accreditation Model “, the capacity and credit rating of all cooperatives are counted and as an efficient and reliable system and database, provide the basis for the implementation of the policy of replacing collateralized credit in the cooperative economy and expand the cooperatives’ share of the economy. National helps.
Sheikhzadeh added that the realization of such a thing will provide targeted facilities to the cooperative sector and other economic and productive sectors of the country and can be a desirable model for creating a culture of accreditation in the Iranian banking industry and transient benefits for the country’s economy and system. Bank brought.