Explanation of Sepeh Bank’s macro approaches in 1402
According to the financial news report, quoted from Sepeh Bank’s information platform, Ayatollah Ebrahimi, the CEO of Sepeh Bank, in the national conference of the senior managers of this bank, which was held on the 13th and 14th of May, with the presence of members of the board of directors, the executive board and district managers in the Kausar educational complex. was held, in a speech he explained the approaches of the mega bank in 1402 and emphasized the necessity of the bank group’s serious efforts around priority programs.
Sepe Bank has a plan to realize the motto of 1402
The CEO of Sepeh Bank analyzed the country’s economic situation by explaining macroeconomic indicators and monetary aggregates, and by mentioning the non-fundamental factors of inflation growth, he announced the broad plans of the government and the central bank to manage liquidity growth and control currency prices.
Referring to the growth factors of inflation, he stated: All endogenous and exogenous variables through the effect on liquidity growth provide the means to influence the average inflation, he pointed out the necessity of managing shocks around the long-term trend of inflation.
* The need to increase resources and pay attention to cheap deposits
Ebrahimi, while analyzing the general situation of Bank Sepe, by presenting statistics on the growth of indicators in the bank, stated: Considering the allocation of about half of the deposits of Bank Sepe to short-term deposits, care and management of this group of deposits and maintaining the growth trend It is necessary.
Referring to the success of the bank in attracting low-cost deposits, he demanded the continuation of these measures this year in order to manage the cost of money.
* Holding the Qarz al-Hasaneh festival in Sepeh Bank
The CEO of Sepe Bank announced the holding of Qarz Al-Hasna festival in this bank this year and called the development of Qarz Al-Hasna banking business as one of the axes of the bank’s strategic development and emphasized the necessity of developing the necessary infrastructure in this regard.
* Necessity of balance in resources and expenses
Providing comparative statistics of the bank’s expenses, Ebrahimi noted: In the areas of retail banking, corporate banking and special banking, we must move towards increasing the absorption of resources and reducing expenses based on the specific conditions of each province.
* The need to take care of credit policies
The CEO of Sepe Bank called the need to take care and comply with credit health in the operation of granted facilities as a very important and priority issue of the bank this year and added: the combination of granting facilities in different economic sectors should be engineered with necessary and targeted planning.
Referring to the growth of Bank Sepe in the field of guarantees and letters of credit, Ebrahimi emphasized the necessity of redoubled efforts for further growth in the field of commitments.
* The need to pay attention to the cost of money and reduce non-operational costs
Pointing to the necessity of reducing the cost of money and reducing non-operational costs in Sepeh Bank, he pointed out: In the current situation, the bank should reduce the cost of money with prudence and accounting and put cost savings at different levels on its agenda. to give
* The strategic transformation plan is a factor in realizing the bank’s goals
The CEO of Sepeh Bank stated that the design and establishment of the bank’s business lines in the form of a strategic transformation plan is the only way for Sepeh Bank to reach the stated goals and emphasized the importance and necessity of the correct understanding of this plan by the employees.
* Customer orientation is the success factor of Sepeh Bank
Ebrahimi called for more interaction with customers in the field of CRM and paying attention to issues such as customer behavior, forming a customer portfolio, converting inactive customers into active ones and attracting stray customers and said: it is necessary to focus on business lines intelligently by developing a plan to attract customers. do.
* The need to solve bank problems by relying on knowledge and intelligence
The CEO of Sepeh Bank emphasized the need to solve the problems faced by the bank by relying on intelligence and measures based on business intelligence along with technical depth and added: important issues such as the bank’s profit and loss, overdraft from the central bank, realization of the resource attraction program, increase The bank’s capital, asset management, and sale of real estate and surplus property should be followed seriously according to the developed plan, with tact and intelligence, and with round-the-clock efforts of all employees during this year.
Pointing to the importance of information technology as the driving force of the bank, he called for the elimination of possible deficiencies and the completion of infrastructure in this area.
In the end, Ebrahimi listed attention to the issue of empowering and training employees, their job satisfaction, streamlining processes, grooming employees, cultural affairs, and the need to care and monitor the performance of the bank’s subsidiaries as other issues worthy of attention this year and expressed hope. With the presence of competent managers and employees in Sepeh Bank, the year 1402 will be the year of prosperity and advancement of Sepeh Bank.