Facilitation in terms of obtaining collateral and guarantee for granting facilities up to 100 million Tomans in Maskan Bank

According to the Iran Economist, quoting the news site of Housing Bank-Hibna, in order to implement the President’s menus and following the order issued by the Ministry of Economic Affairs and Finance regarding the banking system transformation plan, Housing Bank conditions for obtaining collateral and accepting guarantees for micro-facilities up to the ceiling Announced 100 million tomans.
Based on the existing procedures and criteria and the framework of the current activities of the Housing Bank in the field of payment of facilities, employees, retirees, pensioners of government executive bodies (including ministries, government organizations, government companies, etc.) as well as non-governmental public institutions and employees of reputable companies Private individuals whose salaries are paid through the Housing Bank can use the facilities up to 100 million Tomans.
The conditions for obtaining bail and accepting the guarantee of the mentioned persons are determined based on the credit rating of the recipient of the facility stated in the report of Iran Rating Consulting Company.
Payment of micro-facilities to the employees of reputable private sector companies whose salaries are paid through the Housing Bank has also been facilitated regarding the manner of accepting the guarantor.
Therefore, the criterion for receiving a guarantee from the above persons in order to grant the mentioned facilities, in addition to the facility ceiling, is the credit rating of the recipient of the facility.