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From which bank can we get equity loan?


According to Tejarat News, it was established last year Justice shares be accepted as bank collateral and its owners can borrow from the bank.

So far, only three banks have announced their readiness to pay the loan with equity endorsement and they are paying this loan.

In other words, applicants can get equity loan from Tejarat Bank, National Bank and Post Bank.

How to get equity loan

The amount of equity loan is 50% of the daily value of these shares. Now, equity shares of 532 thousand tomans are worth about 14 million tomans, and equity shares of one million are twice this amount.

So, the amount of equity loan is 7.14 million tomans. However, National Bank and Tejarat have announced that the amount of equity loan starts from 2 million tomans and its ceiling is 10 million tomans.

Owners of equity shares can receive this bank loan only if:

– They have not sold any amount of their shares.

– The head of the household must be a subsidy recipient.

– Applicants for this loan must be registered in the Sejam system and have gone through the authentication process.

– With the seizure of shares and the sale of even one share of equity portfolio by the persons who have chosen direct management, no loan will be paid.

But an important point about the loan Justice shares It is that this loan is not paid in the form of cash but in the form of a credit card. But the recipient of the loan should only buy from the stores of the contract parties of these three banks, and it is not possible to use this loan for other purchases.

People who have taken this loan will receive a credit card with which they can buy only from the stores of Afgh Korosh, Refah, Win Market and Puz Sadad machine acceptors who have QR code.

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