“Ghadir” incentive plan was extended until the end of the year

According to the report of Iran Economist, citing Bank Maskan-Hibna news site, the policy package for following up the claims of Maskan Bank, known as “Ghadir Plan”, was extended until the end of this year.

Based on this, the borrowers with good accounts of Maskan Bank can benefit from the privileges of this plan until the end of the office hours on March 28 of this year.

In order to create a culture of paying installments on time and returning the bank’s resources before the due dates, as well as preventing the creation of non-current claims, incentives have been considered in the installment facility contracts.

In this regard, customers who pay their facilities in all the months of the reviewed period in six-month periods, on time and before the due dates, will be paid according to the lottery of the facilities.

According to the approval of the bank’s board of directors, 200 public auction facilities in the amount of 1 billion Rials each, 300 public auction facilities in the amount of 500 million Rials each, and 100 loan facilities in the amount of 100 million Rials each have been planned for prudent customers. .

Also, customers with non-current claims who take “full cash settlement” and “one-time” total debt and “termination of the contract” during the implementation of the plan, will benefit from forgiveness of fines.

According to this report, payment of civil partnership contracts, extension at the same time as the assignment of claims and facilitation of installment sale rules, as well as payment of claims arising from partnership contracts are among the other capacities of Ghadeer plan.

It should be noted that by using another clause of the Ghadeer plan, customers who do not have non-current claims or deposit their non-current claims, can change the debtor’s name without paying a percentage of the debt balance (transferring the debt balance to a new buyer). take action