Giving the customer the right to decide with the “selection facility” of Bank Iran Zamin
Life has many ups and downs, and in many cases there are situations that are unpredictable, but it leaves its effects to the extent that it suddenly overlooks the past plans. Faces a challenge.
One of the most serious issues that people are always involved with and create special conditions is the financial need in the unforeseen conditions, which can be in two parts, positive and negative, and from financing the wedding celebration to Disease and treatment included. But today, because getting a loan from even the closest family members has its margins and is a test for the rejection of relatives, the first place where people think of financing their needs is to receive facilities from the bank. However, due to the existing margins, unfortunately, there are many problems and obstacles to receiving facilities from the bank. On the one hand, it is necessary to find a bank that pays the facilities, and on the other hand, the terms of payment of the facilities of that bank must be in accordance with the conditions that have arisen and the ability of the recipient.
Today, banks consider a fixed number to repay a loan, the interest of which is also fixed, while the borrower may need a different amount, it will be possible to repay it faster, and interest will have to be paid with an agreed number.
Since the management of the bank should be managed with a customer-oriented mindset, the payment of facilities should be done according to the customer’s conditions and should not be imposed, for this reason, Bank Iran Zamin has defined and implemented the selected facilities.
In the form of selection facilities, Bank Iran Zamin gives its customers the right to decide on the type and form of receiving facilities according to their needs and ability to pay.
One of the things that always causes turbidity in bank customers when receiving facilities is the annual profit number. In order to put an end to this concern of its customers, Bank Iran Zamin has set the annual interest rate between 10 and 18% in the form of selection facilities and has left it to the customer to choose. Therefore, the customer can determine the interest rate of the facility according to the conditions and ability to pay.
The next challenge for customers is the amount of facilities they receive. Since the need for a loan depends on the circumstances and there is no pre-determined need, Bank Iran Zamin has set the facility ceiling at 100 million Tomans, which is floating depending on the customer’s demand. Most importantly, the amount of installments of the selection facility is determined in the form of an agreement with the customer. Since there must be trust between the bank and the customer, it is necessary to open a deposit account with Bank Iran Zamin. will be. However, Bank Iran Zamin has also shown its goodwill in this regard, in such a way that it is possible to deposit and withdraw from this deposit, and the maximum duration of using the average created in order to receive the facility is 2 months.