Banking and insuranceEconomical

Gratitude to Saderat Bank for unveiling “Chekno”


According to the financial news report, citing the public relations of Bank Saderat Iran, Seyyed Abbas Hosseini appreciated the launch of the Cheknu system at the unveiling ceremony and said: the name and reputation of Bank Saderat Iran as one of the most influential and leading banks in the banking industry. It has always been important and we are grateful for the effort to make it easy to serve people and the speed of service delivery.

He said that the most important feature of electronic check is “speed” of providing service at any time of the day and night and said: any action that provides people access to services with high speed, minimum cost and best quality is approved and emphasized by the Ministry of Economic Affairs.

Pointing to the reduction of bounced checks to 7% and also the reduction of check-related prisoners, he expressed hope that with new banking services, this amount will be reduced to zero. Stating that all people in the digital era can play a role in data production, transmission, storage and retrieval of information, Hosseini stated: In the digital era, the removal of geographical and class distances and the elimination of gender differences have led to the reduction of time distances, from Therefore, in this evening, we see the provision and reception of services at every hour of the day and night.

Requirement to accept digital checks in the banking network

Mehran Moharmian, Vice President of New Technologies of the Central Bank, also announced the requirement to accept digital checks in the banking network at the unveiling ceremony and clarified: the real person who receives the check can also cash the digital check in absentia and through the system of Saderat Bank of Iran.

Emphasizing that the issuance of paper checks will not be stopped in Saderat Bank of Iran as well as the country’s banking network, Mohramian stated: In fact, with Chekno, a new ecosystem will be created next to the existing one, and after some time, a decision will be made to eliminate paper checks. will take Therefore, the existing conditions for fishing checks will not change.

The vice president of new technologies of the Central Bank also pointed to the positive effects of the check law on the economic environment of the country and said: In previous years, 15% of issued checks were bounced, but in December of this year, this number has decreased to 7% of issued checks. Mohramian added: In 2016, 10 people were imprisoned every day because of bounced checks, now this number has reached one person every two days.

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