Housing Bank award to creditworthy borrowers
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According to the financial news report, quoted by Maskan-Hibna Bank, the timely payment of loan installments and the return of bank resources both create credit for the borrowers and also cause the bank to pay loans to other people through these resources, and the cycle of granting loans to to flow efficiently.
Also, economic observers state that more than 80% of financing in Iran is done through banks; Therefore, the correct and fast circulation of resources and expenses is an expression of the health of the banking system and the efficiency of its implementation methods.
In line with the incentive policy, Maskan Bank has given rewards and discounts to those who pay their installments on time and before the due date and are among the bank’s good customers.
In this regard, customers who pay 7 installments or more earlier than the due dates, if they do not want to use the good account bonus, will be subject to interest discount in the form of reducing the amount of installments or reducing the number of installments.
Terms of use of good account bonus and interest rate discount of Housing Bank
The bonus rate is equivalent to two percent less than the interest rate of the granted facility, which is assigned to the principal of the monthly installments.
In this regard, the installments paid before the due date up to 6 installments are included in the bonus, and the beneficiaries who have paid 7 or more installments earlier than the due date, upon written request, can receive from the bonus or interest discount in the form of a reduction of the amount installments or reducing the number of installments, choose one of the items.
It should be noted that the bonus is calculated at the end of each fiscal year or when the contract is settled during the fiscal year.
Respected readers can go to Maskan Bank’s website to get more information about the Khosh-Ashti award www.bank-maskan.ir/creditworthy-loans Visit.