Housing Bank’s worn texture loan + details

According to Tejarat News, if you intend to use the facility worn texture Use Maskan Bank, you can get a maximum loan of 130 million Tomans.

Online economy He reported that the maximum loan amount for worn-out housing is 130 million tomans and the minimum amount is 40 million tomans.

Of course, having the highest amount depends on how you get the loan. If you receive a loan with an agency contract, you will be granted a maximum of 50 million Tomans.

By buying premium bonds, you can borrow 130 million Tomans. You will be awarded a maximum of 120 million Tomans for facilities without a deposit.

Conditions for receiving a loan from a worn-out tissue

To get a loan worn texture Housing Bank must use the property document for guarantee and the guarantee document must not be in another bank’s mortgage. This loan requires a Qarz Al-Hasna deposit, but if you use premium bonds to get it, you need to buy bonds.

In the first step, you must submit a letter of introduction from the urban regeneration company or the Road and Urban Development Department. In addition, the borrower must not have outstanding debts or bounced checks.

The maximum repayment period for the worn-out fabric loan of Maskan Bank is 30 months, and the repayment period varies according to the number of residential units. For 5 residential units, 12 months, 6 to 20 residential units, 15 months, 21 to 50 residential units, 20 months, 51 to 100 residential units, 24 months, and 101 or more residential units have time to repay within 30 months.

How to pay the loan installment?

If your loan has 9% interest and 30 months for repayment, you have to pay 1,867,408 million Tomans monthly.

5,286,071 million Tomans must be paid in installments for a loan with 16% interest and 30 months repayment period with a cap of 130 million Tomans.

For 18% interest, there is 30 months for repayment and the loan limit is 120 million Tomans, which must be paid in monthly installments of 29,901,078 million Tomans.

Side cost of getting a loan worn texture It is estimated at a maximum of 785 thousand tomans, which includes the filing of the case and the property expert’s right. Of course, this cost changes according to the loan amount received.