Housing construction loan reached 1 billion tomans – Tejaratnews
According to Tejarat News, the Minister of Roads and Urban Development published a new news today, June 16, about the increase in housing deposit loans. This is while the Islamic Council last week announced the approval of a 200 million housing loan and today the Money and Credit Council increased the amount of this loan.
Mehrdad Bazarpash announced in the news this evening: In today’s meeting of the Money and Credit Council, the loan for the purchase and construction of elite housing (with the introduction of the National Elite Foundation) increased from 600 million tomans to one billion tomans.
He added: The elite housing deposit loan was also approved with the amount of 300 million tomans.
Necessary conditions to receive a housing deposit loan
Although the increase in the amount of the housing deposit loan has only been approved in the parliament and has not yet been implemented, it is possible to receive this loan in the previous amounts; However, receiving a housing deposit loan requires certain conditions for the applicants, and not all tenants are able to receive it.
The applicant for the rental facility must first be married or the head of the household; However, unmarried women over 35 years old and unmarried men over 45 years old can apply for it based on specific conditions.
Also, the lease provided by the housing loan and deposit applicant must be officially prepared or registered in the Iran Real Estate system and have a tracking code. Another condition for receiving a housing deposit loan is that the date of the provided lease is determined by the end of the housing deposit loan registration period.
Last year, the Ministry of Roads and Urban Development announced that in order to approve the registration of the applicant to receive a house rental loan in 1402, it is necessary that the personal rental contract be concluded by the end of the registration period for the loan and housing deposit. Therefore, if the time of conclusion of the rental agreement provided is after this time period, the applicant will not be eligible to register for the housing deposit loan of 1402 tenants.
Registration details for housing deposit loan
In order to receive and register the 1402 housing deposit loan for tenants, it is necessary to first meet the conditions for registering this loan in the first and second stages and then complete the steps in the housing deposit loan registration system at the internet address tem.mrud.ir.
To register for housing deposit loans, tenants must first enter the site tem.mrud.ir, then select the deposit assistance facility registration option. The follow-up of housing loan and deposit in the second stage is also done through the same address.
In the next step, applicants read the rules and regulations related to the deposit assistance facility, and if they wish, they can enter their personal information on the next pages. Now we have to see what are the conditions set for the applicants, in the position of the main pillar of benefiting from the 1402 housing deposit loan?