Housing loan and deposit payment to 16% of applicants – Tejaratnews
According to Tejarat News, Hossein Jannati, Director General of Roads and Urban Development of Tehran Province, said: About 800,000 people have applied for housing loans and deposits in the last four years, and the number of final paid facilities was 128,799. These facilities have been obtained.
According to the Director General of Roads and Urban Development of Tehran Province, one of the most important cost elements in the household portfolio of Tehranis is housing rent, which is supposed to be opened up more in this regard in the 13th government.
He says, therefore, the operating banks (more than 20 paying banks) should move more in sync with the people and the government in this field. (Reporters’ Club)
Who can get a housing deposit loan?
The applicant for the rental facility must first be married or the head of the household; However, unmarried women over 35 years old and unmarried men over 45 years old can apply for it based on certain conditions.
Also, the lease provided by the housing loan and deposit applicant must be officially prepared or registered in the Iran Real Estate system and have a tracking code. Another condition for receiving a housing deposit loan is that the date of the provided lease is determined by the end of the housing deposit loan registration period.
Last year, the Ministry of Roads and Urban Development announced that in order to approve the registration of the applicant to receive a house rental loan in 1402, it is necessary that the personal rental contract be concluded by the end of the registration period for the loan and housing deposit. Therefore, if the time of conclusion of the rental agreement provided is after this time period, the applicant will not be eligible to register for the housing deposit loan of 1402 tenants.
How to register for a mortgage loan?
In order to receive and register the 1402 housing deposit loan for tenants, it is necessary to first meet the conditions for registering this loan in the first and second stages and then complete the steps in the housing deposit loan registration system at the internet address tem.mrud.ir.
To register for housing deposit loans, tenants must first enter the site tem.mrud.ir, then select the deposit assistance facility registration option. The follow-up of housing loan and deposit in the second stage is also done through the same address.
In the next step, applicants read the rules and regulations related to the deposit assistance facility, and if they wish, they can enter their personal information on the next pages.