Banking and insuranceEconomical

How can part-time workers complete their insurance history?


According to Iran EconomistAccording to the rules announced by the Social Security Organization, people who are employed part-time (fraction of a month) in workshops covered by the Social Security Law and have a history of paying insurance premiums, can, if they wish, According to the relevant regulations, they should submit their request to pay the insurance premium for a fraction of the month and complete their insurance premium payment records by concluding the contract.

It should be noted that submitting an application, concluding a contract and paying a fraction of a month’s insurance premium is only possible during the lifetime of the insured, and accepting the application from the survivors will not be allowed under any circumstances.

The age requirement for applicants to complete the records is a fraction of the month

The maximum age of acceptance of the applicant’s request for completion of insurance premium payment records and month’s deduction records for men and women All 50 years It will be on the date of application registration.

If the applicant’s age at the time of filing the application is more than the mentioned age, the acceptance of his application will depend on having a history of previous insurance premiums equivalent to the prescribed excess age.

Also, all insured applicants who have at least 10 years of insurance premium payment history will be exempted from applying the age requirement.

The applicant subject to this regulation, in case of continuation of insurance payment and having intermittent daily work every year, can complete his future records by submitting an application and concluding a contract once, and there will be no need to renew the contract for future years.

In case of a delay of more than one year in the payment of insurance premiums in the form of a fraction of a month, the acceptance of re-application will be subject to the age requirement of 50 years and other conditions stipulated in the aforementioned regulation.

The social security organization is obliged to determine the entitlement or non-entitlement of the insured within a period of two months from the date of registration of the application and inform the applicant in writing. The applicant must enter into a contract within one month from the date of notification by referring to the organization, provided that it does not exceed three months from the date of registration of the application to the conclusion of the contract.

The possibility of paying the insurance premium in a fraction of the month from the date of registration of the application

The beneficiaries will be allowed to pay the insurance premium for a fraction of their month for the first time at the latest from the date of registration of the application, and the deficit of the past records related to before the first application will not be considered as a criterion for payment.

The method and date of depositing the insurance premium

In line with the submitted application and the signed contract, the applicant must pay for obtaining the paper from the beginning of December to the end of February every year. Deposit the first six months insurance premium And from the beginning of June of the following year until the end of August of the same year, he paid for obtaining the leaves Payment of insurance premium for the second six months Act together.

– If the applicant pays the insurance premium outside of the stipulated time, it will not be possible to accept the records and the amount paid must be returned to him.

How much is the premium share?

The share of the insurance premium of the applicants subject to this regulation for using the obligations subject to the social security law (with the exception of the payment of compensation for sickness and pregnancy) is a total of 27%.

– Payment of 3% of the insurance premium related to the protections of this article will be the responsibility of the government based on Article (28) of the Social Security Law. Also, the records resulting from the payment of insurance premiums for a fraction of the month due to the insured’s lack of employment during this period It will not be a criterion for action as hard and harmful records.

– The daily wage as the basis for payment of insurance premium is the same daily wage of the month for which the history of payment of insurance premium is created as a fraction of the month, provided that it is not less than the minimum wage approved by the Supreme Labor Council and not more than the maximum wage approved. .

What happens if an insured person is insured elsewhere at the same time?

If the applicant has paid or will pay the insurance premium for a fraction of the month, if it is determined that at the same time, he has a history of paying insurance premiums with the Social Security Organization or similar titles with other insurance funds, the amount paid in the overlapping period should be In the same way, it should be returned to him and the records created due to it should be deleted.

If there is a period of simultaneous payment of insurance premiums with the social security organization or other insurance funds, the amounts paid in the overlapping period must be returned exactly and the records created due to the implementation of this regulation must be deleted.

According to Iran Economist, applicants can control and confirm information by referring to the social security organization’s non-attendance service system and by entering the menu of the insured / insured affairs / completing the premium payment records. and if it is necessary to modify it, and after studying the relevant rules and regulations and declaring agreement, conclude the relevant contract.

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