How many meters of house can be rented with a rental loan? / Reactions to the conditions of the rental market
According to Tejarat News, this year, as in recent years, due to the situation of the rental market, Mortgage loan Intended for tenants. The Central Bank has announced the terms of payment of these facilities to the operating banks in a circular.
According to this circular, the amount of the mortgage loan in Tehran is 60 million Tomans. This is while according to field reports, the average rent per square meter in this metropolis is estimated at five million tomans.
Considering these amounts, every citizen of Tehran can rent a house with an area of 12 meters with this deposit loan.
Will the rent increase by 25%?
According to the approvals of the Corona headquarters, landlords in Tehran have the right to increase the rent only by 25%. Landlords in metropolitan areas can pay 20% and in other cities 15% The rent Add. But the facts are sometimes inconsistent with these figures.
He adds: “Sometimes tenants decide to move because of this, even though there is no legal eviction order.”
Disrupting the balance of the rental market
“Increasing the cost of living is forcing a number of landlords to increase rents to cover part of the cost,” explains Gheibi. On the other hand, tenants are not able to buy housing due to reduced capital savings. As a result, demand for rent has increased. In such a situation, it is natural that prices go up.
Pointing to the imbalance in the rental market, he added: “In some cases, tenants are forced to reduce their housing and relocate to a lower area due to their inability to pay up-to-date rent.” This issue also has social and cultural consequences and endangers the intellectual security of individuals.
The growth gap between rents in Tehran and the country
In this regard, Aquiran Iran has reported that a study of rent rents in Tehran and the country shows that the average growth of housing rents in the country is higher than the growth of housing rents in the capital.
The average rent growth gap in the country at the beginning of last year was 8.3 percentage points higher than in Tehran, which reached 4.5 percentage points at the end of the year.
On the other hand, a study of the trend of the price increase index shows that rent inflation in April has been higher than this variable in similar periods in recent years. In other words, fare inflation in the whole country is the highest record compared to April of the last 10 years.
According to Tejarat News, the Center for Statistics of Inflation, point-to-point rent in the winter of last year had announced 2.7 percent, which was an increase of 2.4 percent compared to the previous season. Rental inflation was also announced at 26.8 percent this season, which showed a decrease of 0.37 percent. The Center for Statistics also announced an average increase in the cost of renting a house by 50.5 percent, which was an increase of 30.51 percent.
People’s opinion about the situation in the housing market
In recent days, Tejarat News has published reports on the conditions of the housing and rental market. You can read the comments of some audiences below.
“Housing prices go up every year due to inflation, and the homeowner is not far behind. “Every year, the tenant loses money and I pay a heavier rent.”
– “Why should the most costly blow to misery belong to the tenants? “They are putting a lot of pressure on people. Please take care of the men.”
“Our contract will expire in a few days .. God knows I will not be left day and night, God knows how much the house will cost, I do not know where to get a mortgage and rent .. God help”
“Why should the landlords, who have owned a house with difficulty and contentment in their lives and have rented a van at these free prices, bear the burden of others, unless the landlord is responsible for the incompetence of others as long as the property law is respected?” Let’s not be greedy for other people’s property and be jealous of the landlord. This is the situation. Have you ever repaired a house? “They look into the eyes of a morsel that can be coveted.”
Increase the rent and renew the contract
“Our landlord has doubled the mortgage on the house, but I respect you. It does not matter to him whether the government treats the tenant on its own and only says a 25 percent increase in the relocation season, because there is no law or regulatory body that determines the rent.” “The law of our country is determined by some homeowners. What kind of life does a miserable tenant have?”
“Please make our voices heard by the authorities. Our backs are broken under the burden of unbridled rent. Why can’t anyone help us tenants?”
“I am a retiree, my children are tenants, every year I take a loan and give it to my child to increase the rent !!!! Please, the esteemed government and the legislature should approve that landlords are allowed to increase their housing every 3 or 5 years, that is, 10%, no more than this fair and all classes can easily rent suitable housing, and with this increase in salaries, they will no longer have problems in preparing food. “The landlords are more unjust and the people are poorer (not all landlords, of course).”