How much is a returned check in the provinces of Iran?
According to Iran Economist, the latest statistics published by the Central Bank of check exchanges show that in June of this year, about 6.8 million checks with a value of about 342.4 thousand billion tomans were exchanged. 7.7 and 24.9 percent increase compared to the previous month.
On the other hand, more than 6.1 million checks with a value of 305 thousand billion Tomans have been received from exchange checks, which is an increase of 8.1% and 27% respectively in terms of number and amount.
In the meantime, it should be noted that 90.5% and 89.1% of the total number and amount of exchanged checks were collected in the mentioned month.
Of course, in addition to collection checks, more than 640,000 checks have also been returned, which has increased by 4.6 and 9.5 percent in terms of the number and amount of returned checks, respectively, compared to the previous month.
Also, during this period, about 2.2 million checks with a value of about 177.1 thousand billion tomans were exchanged in Tehran province, which shows that Tehran province is the leader in check exchange in the country. About 2 million checks received in Tehran with a value of more than 161 thousand billion tomans and returned checks equal to 188 thousand items with a value of about 16.1 thousand billion tomans were reported.
The amount of returned checks by reasons
In addition, in June of this year, about 621 thousand checks with a value of more than 36.1 thousand billion Tomans were returned due to deficit or lack of inventory, which is actually 96.9% in terms of number and 96.7% in terms of value. Checks returned due to shortage or lack of balance.
On the other hand, in Tehran province, about 181 thousand checks with a value of more than 15.4 billion tomans were returned due to deficit or lack of balance, which in Tehran province is 96.2% in terms of number and 96.1% in terms of amount. Returned due to deficit or lack of balance to total returned checks.
Also, the examination of the ratio of the number and value of returned checks to the total number of exchanged checks shows that the highest ratio of the number of returned checks to the total number of exchanged checks in the province is respectively in the provinces of North Khorasan (13.3%), Kohgiluyeh and Boyar Ahmad (12.5%) and Lorestan (12.4%) is allocated, and the provinces of Gilan (6.7%), Khuzestan (8.1%) and Alborz (8.4%) have the lowest ratio of the number of returned checks to the total number of exchanged checks. They gave.
The highest value of returned checks to the total value of exchanged checks in the province is allocated to Ardabil (17.2 percent), Kurdistan and Lorestan (16.9 percent each) and Sistan and Baluchistan (16.3 percent) provinces respectively, and Alborz (8.9 percent), Gilan (9.8 percent) and Hormozgan (10 percent) accounted for the lowest ratio of the value of returned checks to all the checks exchanged in the province.
According to this report, Tehran province has the highest number and value of returned checks with 188,000 returned checks worth more than 161,000 billion tomans.
On the other hand, after free zones, Ilam province has the lowest number and value of returned checks in the country with 500 returned checks worth 19.3 thousand billion Tomans in June.
