How much loan did the banks give?

According to the report of Iran Economist, according to the information published by the Central Bank, the facilities granted by banks and credit institutions until the end of September of this year was equal to 4034.7 thousand billion Tomans, which is accompanied by a 13.9% growth compared to March of last year.

Also, Qarz Al-Hosna facilities make up 10.1% of the total facilities granted by banks and credit institutions of Qarz Al-Hosna, and the major volume of banks’ facility performance is related to Murabahah with 37.3% and installment sales with 14.5%.

Numerically, at the end of September of this year, 409.1 thousand billion Tomans of the total facilities granted by banks and credit institutions of the country were Qarz Al-Hosna, which shows a 32.3% growth compared to March of last year.

How much did commercial banks lend?

On the other hand, commercial banks have paid a total of 842.9 thousand billion tomans in facilities, which has grown by 13.3%, and the share of Qarz Al-Hosna loans is 105.7 thousand billion tomans of this amount of facilities, which was granted by commercial banks at the end of the year. The past has increased by 21.8%.

I have to say; 12.5% ​​of the loans of commercial banks are made by Qarz Al-Hasna. In the country’s commercial banks, the major share of payment facilities related to Murabahah facilities was 35.3%, equivalent to 297.7 thousand billion Tomans.

In addition, 17.5 percent of commercial banks’ facilities amounting to 147.3 thousand billion tomans at the end of September were allocated to installment sale facilities, which was 152.9 billion tomans in March of the previous year. In general, the major share of payment facilities of commercial banks at the end of September this year is allocated to Murabahah, installment sales and Qarzul-Hasna.

How much loan did specialized banks give?

Also, the review of the performance of specialized banks in the payment of facilities until the end of September of this year shows that the granted facilities have increased by 18.4% to 592.7 thousand billion tomans, of which the share of Qarz Al-Hosna facilities is equal to 33% of the facilities granted by specialized banks. 3 thousand billion tomans, which has increased by 30.6% compared to the end of the previous year.

It should be mentioned that 5.3 percent of the loans of specialized banks are made up of Qarz Al-Hosna. The largest part of the facilities paid in specialized banks of the country is related to installment sales; In a way that at the end of September this year, 34.2% of the total facilities granted by these banks amounted to 202.5 thousand billion tomans in the installment sales sector, and this figure was 188.1 thousand billion tomans in March of last year.

Specialized banks have also paid significant facilities in the Murabahah sector; In such a way that 17.5% of the total facility resources of these banks at the end of September this year amounting to 103.9 thousand billion Tomans have been paid in this sector.

The performance of non-governmental banks and credit institutions in lending

According to this report, the review of the facilities granted by non-governmental banks and credit institutions at the end of September this year shows that the facilities of this bank have grown by 13.2% and reached the figure of 2599 thousand billion Tomans, and the share of Qarz Al-Hosna facilities from this amount of facilities is 10.4% (270 thousand billion tomans) that the granting of this type of facility in these types of banks has grown by 37.2% at the end of September this year. Also, 42.4% of the total credits provided to applicants in the loan section of this bank amounted to 1101.8 thousand billion tomans.