How to buy a house in Tehran with 500 million tomans? – Tejarat News
According to Tejarat News, the average price of a square meter Home In Tehran, it is 46 million and 700 thousand tomans. That is, to buy a 60-meter house, you have to pay 2 billion and 800 million tomans. Inflation has made it difficult for people to buy houses, because salaries have not grown as much as inflation.
In this situation, many housing applicants have given up on buying a house in the capital and have gone to the outskirts of the city. With the withdrawal of the United States from the JCPOA in 1997, a wave of inflation entered people’s lives to the point where house prices soared. In this situation, people were pushed to the outskirts and new cities around the capital.
In fact, with the motivation of becoming a homemaker, people endured the suffering of staying in traffic for hours and living miles away from work and family.
The migration of buyers to the new cities of Parand and Pardis caused their prices to grow and the housing prices in these cities approached the housing prices of the capital. But still buying a house in these cities is one of the main options for applicants.
Although the price of housing in the suburbs of Tehran is suitable for buying, but in the 22 districts of Tehran, you can find houses that you can own for 500 million tomans. Of course, the purchase of these houses has the following conditions.
Buying a house for 500 million tomans
There are also houses with a price of one billion and 100 million tomans in the house sale ads on online platforms. These houses are usually found in the southern half of the capital. Couples who have 500 million Tomans in cash can buy these houses. how about
These applicants should first look for houses that are less than 25 years old. Because they have to take a loan to finance the rest of the house purchase budget.
On the same basis, Tehrani couples can receive up to 480 million tomans including 200 million tomans housing purchase facility for each person and 80 million tomans loan.
Of course, the recipients of this loan must buy bonds. According to the latest reports, the cost of housing bonds has decreased slightly compared to mid-December. Tehrani married people have to pay more than 103 million and 900 thousand tomans to get this loan.
This means that about 100 million tomans of the 480 million tomans loan will be spent on buying bonds. Therefore, about 400 million Tomans will reach home buyers. With a loan and initial cash budget of 500 million tomans, so far about 900 million has been provided from the house’s money.
For the rest of the house money, you have to count on the mortgage. This means that the buyer must immediately advertise the property for rent to finance the remaining 200 million tomans through a mortgage.
Of course, the houses that are currently under tenant’s mortgage and the owner intends to sell it are also one of the good options to buy with a low budget.
4 conditions for buying a house with a low budget
According to the issues that were explained, for this way the owner Home There are several conditions:
First, the applicant must have at least 500 million Tomans in cash
The second is to consider enough income to pay the installments. Because the loan installments of 480 million tomans are about 8 million and 800 thousand tomans.
The third condition is to find a house that is less than 25 years old (these units can be found by searching ads)
The fourth and one of the most important conditions is that the buyer has another property to live in. That is, it should not be so that he has to settle himself as soon as he buys. In this case, he cannot count on the mortgage of the property.
Of course, those whose cash budget is at least 700 million tomans can use the house for their life.