How to restore non-existent insurance records?
According to the Iran Economist, In case of any person working in one of the workshops subject to labor and social security laws, the employer is obliged to calculate the relevant salary, salary and insurance premiums within the legal deadline and in accordance with the arrangements provided in the social security law, on a monthly basis and pay to the branches of the social security organization. .
According to Article 39 of the Social Security Law, the legal deadline for submitting the list and paying the insurance premium each month is up to the last day of the following month, and employers are required to pay workers ‘and employees’ insurance premiums to the Social Security Organization within the legal deadline. By paying the monthly premium, for each insured person, an insurance history is created, which is kept in the databases of this organization. But why is insurance history important to policyholders? As mentioned, insurance history is the months and years of premium payment that is the criterion for providing short-term and long-term obligations to the insured; For example, to pay a marriage gift to a compulsory insured person, you need to have at least 720 days of insurance history, or to qualify for retirement, according to the conditions set forth in Article 76 of the Social Security Law, you need to have a certain minimum insurance history.
The Director General of Registration and Individual Accounts of the Social Security Organization, referring to the importance of the issue of insurance records, advises all groups of insured persons to register and check their insurance records regularly by registering in the absentee service system of the Social Security Organization at ES.TAMIN.IR: Most employers associated with this organization are accountable and committed and pay workers’ insurance premiums on time; However, it is sometimes observed that some employers have failed to pay workers’ insurance premiums and the insurance premiums have not been paid to the insured for one or more months. And has received wages or salaries or wages. This group of insured persons can legally recover the records of that month or months for which the premium has not been paid.
Mohammad Mohammadi adds: This group of insured people can go to the social security branches and submit the documents and documents that indicate employment and receiving wages or salaries or wages in those periods to the branch and complete the record claim form. Currently, the records objection section has been activated in the organization’s absentee services system, so that the insured can submit their applications in this regard without going to the branch. These applications and documents submitted in the branches of social security are reviewed by the records review committee and if the insured claim is confirmed, the premium amount is calculated in accordance with current regulations and notified to the employer and after the legal process, the period approved by the committee. It is included in the insured history.
Mohammadi emphasizes that after registering the insured’s protest against the missing records, the Social Security Organization has announced that within 2 months, after a technical and expert examination, it will announce the acceptance or rejection of the insured’s claim and if the insured’s employment is confirmed, During the claimed days in the workshop, the matter is notified to the employer to pay the insurance premium, and after the legal process, the records of the months the insured was employed in the workshop but the premiums related to those months were not paid, will be recorded in the insured person’s record. .
The question that arises here, and incidentally the question of many insured persons, is whether the insured persons for the months that did not work and, consequently, their insurance premiums were not paid in those days and there is a gap between their insurance records, directly Can they pay the premiums to get an insurance history? In response to this question, Mohammadi says: It is not possible to complete records for non-functional months. This is only possible for those who have worked for a period for which there is no record, and the employer, for any reason, has not paid their insurance premiums within the legal deadline and has evidence of employment such as a pay slip, employment order or Have any proof that they have worked for the employer in question and submit these documents along with the details of the employer and the workshop, attached to the claim form, to the social security branches or register them in the social security services system.
Mohammadi emphasizes that only people who have been employed in the claimed workshop during the months for which they have not been paid insurance can apply to complete the insurance history: Of course We have an exception, and that is for people who are over 60 years old and have less than 10 years of insurance history and want to benefit from a pension using the special law passed for these people. This group of people can, if they wish, complete their insurance records for up to 10 years by paying a lump sum premium for the remaining ten years, in order to be entitled to a pension from the Social Security Organization in accordance with the regulations.
According to the public relations of the Social Security Organization, he also reminds: considering the issuance of a circular in September 1999 by the Social Security Organization for the insured who due to their job nature are employed in workshops subject to the Social Security Act as a secretary of the office. Doctors, teachers, etc. The possibility of completing insurance records in the current days of employment after the contract is provided voluntarily, this group of insured can be informed about the rules and regulations related to completing the records of the deficit of the month – which of course only in The case will be possible months after the conclusion of the contract – download and read the relevant circular from the site of the organization and by concluding the contract, to continue their insurance in full.
Mohammadi advised all policyholders to regularly visit the Social Security Organization’s absenteeism system at es.tamin.ir and view and review their insurance records. Also, individuals who are not employed for any reason, as the case may be, by concluding optional insurance or self-employment insurance, continue their insurance so that there is no gap between their insurance records. It should be mentioned that each of the insured should receive their last record of the previous month by dialing # 1420 * 4 * and sending number 2, and finally by sending the national number, with the amount of daily work and also monthly salary.