Important actions of Maskan Bank in order to implement 5 decrees of the President to the banking system
Mahmoud Shayan, CEO of Bank Maskan, congratulated Dr. Seyed Mohammad Hosseini, Vice President for Parliamentary Affairs, on the forty-third anniversary of the victory of the Revolution. He praised and said: “We welcome the presence of the Vice President in the front trench of financing the housing sector and in your presence, we reaffirm our promise with the President that we will make every effort to achieve this goal in a jihadist and continuous manner.” Let’s not.
Continuing his remarks, the CEO of Maskan Bank called Maskan Bank one of the specialized and development banks in the country and said: “One of the main tasks of Maskan Bank is to finance urban and rural housing.” After the glorious revolution, we had various projects in the field of housing, the first of which was the Shahid Rajaei housing project, which was built for the deprived sections of society, and after many years, this project still remains in our minds. After that was the Mehr housing project, in which more than 2.4 million units were built in this project, and the experience of that project can be a good way to implement the huge project of the National Housing Movement.
He further added: in the national action plan, more than 280,000 eligible applicants deposited with the Housing Bank, who also deposited more than 12,000 billion tomans from their company share to implement the plan to the bank account. Necessary measures have been started in this plan and the difference between the national action plan and the Mehr housing plan is that the owner of each unit in this project is known from the beginning. At present, Maskan Bank has deposited a sum of 960 billion Tomans from its share of the company for the implementation of projects.
Shayan said that if the Mehr housing project had not been stopped in the 11th government, we would not have faced a housing crisis today. , Because the category of housing is not cross-sectional and related to a government, but a continuous and sustainable project that must continue according to the needs of society.
The CEO of Maskan Bank also stated: “After the national action plan, the plan of the National Housing Movement was keyed in the 13th government, and so far more than 2.3 million people have registered in this plan. After the initial registration, it is time to register.” The names of single people over the age of 23 reached. In the plan of the National Movement, the parliament obliged the banks to allocate 360 thousand billion Tomans for the annual construction of one million houses, and the share of the Housing Bank among 27 banks and financial and credit institutions is 20%, equivalent to 63 thousand billion Tomans.
He further referred to the important meeting of the country’s banking managers with the President after 11 years and said: “In this meeting, the President issued 5 decrees to the banking system.” In this short period, very good measures have been taken by the country’s banking system, and we are witnessing some of the effects of these measures in the society.
Shayan, referring to the actions taken in the Housing Bank in the field of 5 decrees issued by the President, said: “The first decree of the President was to crack down on bad people.” Many of the miscalculated customers who have frozen the bank’s resources need to be dealt with severely so that the resources provided by the bank to a few people return to the production cycle. The second order of the President was to facilitate the payment of loans to the people. Our good colleagues all over the country formed working groups to implement this order well, and the necessary instructions were issued to pay the facilities without a guarantor up to one billion Rials. The third decree has been handed over to production companies, in which the Housing Bank has fewer production units due to its activities in the housing sector, and regarding the few existing production units, the necessary orders have been issued to support and negotiate with their owners to activate these production units. .
He added: The fourth order was to return the excess profit received from customers. In this regard, both the great scholars and the monetary banking laws have emphasized this issue, but some banks had specified in their partnership contracts more than the rate of the Monetary and Credit Council that these banks were also obliged to repay the excess interest received. The fifth case of the President’s decrees was related to the review of banking regulations for the benefit of the people and in order to administer justice. In this regard, we have formed a working group in the Housing Bank since the beginning of the year and in line with the slogan of the year, which has removed the cumbersome rules and regulations and notified the bank to units across the country.
The CEO of Maskan Bank pointed out: One of the issues that was considered and welcomed by our colleagues in Maskan Bank after the presidential decrees is the issue of paying installments in a step-by-step and long-term manner, because due to the declining purchasing power of the people , This action can be a great help to people in paying installments.
In the final part of his remarks, Shayan referred to the issue of financing through the capital market, which took place for the first time in the Housing Bank, and said: to build one of the freeways, we provided the necessary financing and guarantee through the capital market and we were able to Complete this project.