Banking and insuranceEconomicalEconomicalBanking and insurance

Increasing the share of Qarz al-Hasaneh deposit from liquidity in 1402


According to Iran EconomistSeyyed Ehsan Khandozi today (Sunday, December 5th) at the unveiling ceremony of Qarz al-Hasna loan without fees, stated: In the economic headquarters of the government, in order to achieve financial justice goals, we have no choice but to provide people with easier and cheaper access to financial resources. and all our efforts are to facilitate the financial services with the help of the verification system, electronic promissory notes and bills and strengthening of Qarz al-Hasna banking.

He said: “This year, we passed two important steps. One thing happened in September, and the process of collecting fees for Qarz al-Hasaneh was removed from 4%, and the fee for this facility was reduced to zero, and in November, the charter of Qarz al-Hasaneh banks was prepared.”

He continued: “In the new rail investments, a different perspective for Qarz al-Hasna banks allows us to move towards reducing fees, and the result is the fruit of financial justice.”

Khandozi said: At the end of 1400, about 2.5 percent of the country’s liquidity was from the people’s loan deposits, and at the end of September this year, it reached 4.2 percent, and this is a good result of what is happening in the loan.

He said: We suggested that the payment of small loan facilities should be removed from the balance sheet of the banks in order to finance people’s small loans.

The Minister of Economy also told the reporters about the Law on Facilitating the Issuance of Business Licenses: Article 24 of the Law on Facilitating Business required a regulation that was approved by the Economic Commission of the Government and is on the agenda of the Cabinet of Ministers and will be finalized and approved in December.

Khandozi said about the equity portfolio: As soon as the relevant ministries agree on which stocks will be included in this portfolio, the regulation will be implemented to pay the beneficiaries and the subsidized population covered by the supporting institutions.

He continued: This regulation is ready for implementation and we are waiting for the ministries to announce their desired shares.

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