Instructions on how to form and organize a unit to combat money laundering and terrorist financing were announced
According to the Central Bank Public Relations, Article (37) of the Executive Regulations of Article (14) of the Addendum to the Anti-Money Laundering Law approved by the Cabinet on 21/07/1398 and the following notes (1) to (6) to explain some of the provisions and requirements Related to the structure and organization of anti-money laundering units, as well as how to qualify and dismiss or any change of senior director of anti-money laundering and terrorist financing units in persons subject to the Anti-Money Laundering Law approved in 2007 with its subsequent amendments and additions.
Also, in Note (6) of Article (37) of this regulation, it is stipulated that the executive instructions on how to organize the organizational structure of the Anti-Money Laundering and Terrorist Financing Unit in credit institutions will be prepared by the Financial Information Center in cooperation with the Central Bank and notified by the Central Bank. .
«Instructions on how to form and organize a unit to combat money laundering and terrorist financing in banks and non-bank credit institutionsIt includes important tasks, the most important of which are the following:
– Credit institutions are required to establish a unit called the Anti-Money Laundering and Terrorist Financing Unit independently and to separate the functions of that unit from other units. The organizational structure of the unit should be aligned with the highest level of operational units. The proposed organizational structure of the Anti-Money Laundering and Terrorist Financing Unit of each credit institution shall, after approval by the Board of Directors of the credit institution, be sent to the Central Bank for review and implementation of the measures referred to in Article (6).
– In addition to having the general and specialized conditions mentioned in Articles (8) and (9) of the Instruction, the proposed person in charge of the Anti-Money Laundering and Terrorist Financing Unit of the Credit Institution shall apply to the Financial Information Center of the Ministry of Economic Affairs and Finance and the Central Bank for professional qualification. Be introduced. The assessment of professional competence by the Financial Information Center will take place after receiving the approval of the Central Bank for his appointment as the head of the anti-money laundering unit of the credit institution. It is worth noting that the security and public qualification of the person to be appointed as the person in charge of anti-money laundering and terrorist financing should be done directly by the credit institution and by inquiring from the relevant authorities in the Anti-Money Laundering Law.
The dismissal of the head of the Anti-Money Laundering and Terrorist Financing Unit of a credit institution shall be possible only before the expiration of the term of his / her professional qualification, only if the conditions set forth in Article (21) of the Instruction are met.
It is worth mentioning that in the latest action, the Central Bank intelligently monitored banking transactions, identified some unusual transactions that did not have a specific legal or economic purpose and had strong criteria and evidence of violations and illegal transactions and blocked the relevant funds. , Fired the wrong managers.
Central bank surveys indicate that a significant number of bank deposit accounts with suspicious money laundering transactions are included in rental accounts. In these accounts, fraudsters deceive the owners of bank accounts to rent out bank accounts of individuals and subsequently settle funds related to their unauthorized activities through them.
Therefore, the Central Bank reiterates that it is responsible for all transactions and transactions made through accounts and bank cards, noting that the owners of rental accounts, in addition to being accountable to legal, tax, disciplinary and judicial authorities. They may be deprived of some social support, such as receiving cash and non-cash subsidies.
Therefore, it is strongly recommended to all our dear compatriots and foreign nationals, while providing full power of attorney to third parties to receive banking services, in case of providing power of attorney to third parties for banking services, the type of banking service and its duration in The power of attorney is mentioned and to avoid providing general and full power of attorney to third parties. Seriously safe from illegal activities carried out through rented accounts or bank cards.
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