Insurance industry in the new era

– The naming of the Leader of the Islamic Revolution every year has a history of more than three decades, which is based on determining the country’s strategies with the existing realities, although it can also be considered as a unifying factor in the country.
Naming the recent years of production, knowledge-based, employment-creating is in fact a continuation of the tradition that His Holiness emphasizes more on production, and this shows the importance of production in the concepts of economics, and in fact the growth of production will lead to economic growth. The appearance is the word, but it is important to understand the subject matter and the nature of the word.
Today, our country needs growth and development. Today, the world is witnessing astonishing growth in some different sciences and industries, so following the old methods is neither in the interest of the country nor can it be a growth factor.
The Supreme Leader emphasizes on knowledge-based production and the importance and necessity of moving towards new technologies and production in the new era. We must witness new and fundamental changes in the near future. It is necessary to keep pace with new developments. On saving and optimal use of facilities, it will provide services and products in accordance with the needs of markets and stakeholders, and it is a kind of targeted production and service.
Certainly, any productive work and service delivery will lead to employment, but knowledge-based production is a new approach to employment. The future belongs to those who have knowledge, expertise and skills, so the emphasis is on training specialized manpower in accordance with the needs of industry and the country, and certainly production based on knowledge will lead to sustainable employment.
In the new age, knowledge exchange is natural and it is easier to achieve knowledge-based production with scientific institutions in the world.
The first step this year to achieve the slogan of the year, special attention to its requirements is to provide the infrastructure needed to provide knowledge-based services, which will be important in both software and hardware.
But there are problems and challenges in the insurance industry, while the insurance industry uses knowledge-based companies only in a small part of insurance sales, and that is incomplete and very little, while various areas such as compensation and Determining the rate and risk management… .. There are companies that can do good in the field of service and in the field of cost reduction and increase efficiency if we want in the new era insurance penetration rate from approximately 2.7 to 7% However, this issue can not be solved without outsourcing and it seems that the path to success of the insurance industry in the field of cost reduction and market development is the use of knowledge-based companies that regulators and policy makers in this regard Take action in this area. The easiest way to achieve knowledge-based products and products is to use well-thought-out and young workers who hope to innovate in the insurance industry.
In any case, one of the indicators of the country’s economic development is the growth and development of the insurance industry, so in the new era, policymakers’ attention to the need to use new technologies should be paid more and more attention, so that start-up insurance businesses with business models Enter the new industry.
Knowledge-based companies will be very effective in the industry by using artificial intelligence and other new technologies such as cost reduction, improving the customer experience, introducing new products and risk management.
But the comprehensive development of the country’s insurance industry requires balancing the growth of technology and new products in various sectors, which of course is a problem in achieving the goals of the industry and another problem is the lack of specialized forces in the industry in line with the slogan of the year. Therefore, in order to achieve the goals of the slogan of the year, it is necessary to create the necessary infrastructure and facilitate the rules and regulations and training of human resources, and this will be the first step in line with the slogan of the year, otherwise the goals will not be achieved.

Official member of the Insurance Professionals Association